In international money transfers, the correct use of SWIFT/BIC codes is crucial. For those dealing with ING-DIBA AG, the retail bank's current SWIFT code is INGDDEFF GPC . This Frankfurt-based financial institution requires this specific code to ensure accurate and timely transactions while avoiding potential delays caused by incorrect information.
Headquartered at Theodor-Heuss-Allee 2, 60486 Frankfurt am Main, Hessen, Germany, ING-DIBA AG provides efficient banking services to its customers. The bank's SWIFT/BIC code follows the standard structure: the first four characters ( INGD ) represent the bank code, followed by two-letter country code ( DE for Germany), then the location code ( FF for Frankfurt), with the optional three-character branch identifier ( GPC ) completing the 11-digit code.
For transfers to France, ING-DIBA AG customers typically use direct debit (Lastschrift) or standard bank transfers. Direct debit transactions usually clear within three business days, while standard transfers are typically processed within 24 hours, providing customers with flexible options for cross-border payments.
Financial experts emphasize the importance of verifying SWIFT codes before initiating transfers. The complete code structure serves as a critical identifier in the global banking network, ensuring funds reach the intended destination securely. Each component of the code carries specific meaning that facilitates proper routing through international financial systems.
Understanding banking details like SWIFT/BIC codes significantly impacts the efficiency of financial transactions. Both individual and corporate clients benefit from accurate banking information, which forms the foundation for successful cross-border payments. For substantial transactions, consulting with banking representatives about current procedures remains advisable, as international transfer requirements may vary.