When making international wire transfers, one crucial piece of information is the SWIFT/BIC code. These codes serve as unique identifiers for banks worldwide, ensuring that funds reach the correct destination securely and efficiently.
For those banking with ING-DIBA AG, a leading retail bank in Germany, the correct SWIFT/BIC code is INGDDEFFPFA . This code acts as the bank's "international passport," preventing delays or misdirected transfers caused by incorrect information.
Decoding ING-DIBA AG's SWIFT/BIC
The structure of SWIFT/BIC codes follows a standardized format:
- INGD - Bank identifier for ING-DIBA AG
- DE - Country code (Germany)
- FF - Location code (Frankfurt)
- PFA - Branch identifier
ING-DIBA AG is headquartered at Theodor-Heuss-Allee 2, Frankfurt am Main, Hessen, 60486, Germany. Whether processing personal remittances or corporate transactions, providing the accurate SWIFT/BIC code is essential for successful international transfers.
Best Practices for International Transfers
Financial institutions occasionally update their SWIFT/BIC information. Before initiating any transfer, verify the current code with the recipient's bank. Additionally, confirm the receiving bank's full name and address to eliminate potential errors.
SWIFT/BIC codes remain fundamental to global banking operations, facilitating billions of secure cross-border transactions annually. For customers of ING-DIBA AG or anyone conducting international business with German entities, understanding these identifiers helps ensure smooth financial transactions while maintaining security and reliability.