This article provides a detailed analysis of Ameriabank's SWIFT/BIC code (ARMIAM22XXX) in Armenia, explaining its structure and applicable scenarios. It also offers methods for finding branch-specific SWIFT codes. Furthermore, the article highlights important considerations for cross-border transfers, including fees, exchange rates, intermediary bank charges, and receiving times. The aim is to assist readers in completing international transfers to Ameriabank safely and efficiently. It covers key aspects to consider for a smooth transaction, ensuring the recipient receives the funds as expected while minimizing potential costs.