Guide to SWIFT Codes for Albanias Banka Kombetare Tregtare

This article provides a detailed overview of the SWIFT/BIC code NCBAALTXXXX for Banka Kombetare Tregtare (BKT) in Albania. It emphasizes the importance of using the correct code for international money transfers. The article also offers essential pre- and post-transfer considerations, along with the necessary information for receiving international payments. The aim is to help readers avoid errors during the remittance process and ensure the security of their funds. It serves as a practical guide for anyone involved in international transactions with BKT in Albania.

Planning to send an international transfer to a Banka Kombëtare Tregtare (BKT) account in Albania? Understanding the correct SWIFT/BIC code is crucial to ensure your funds arrive securely and without delays. This guide provides detailed information about BKT's SWIFT code and essential tips to avoid common transfer mistakes.

BKT's Primary SWIFT/BIC Code

The main SWIFT/BIC code for Banka Kombëtare Tregtare (BKT) is:

NCBAALTXXXX

Note that BKT may use different SWIFT codes for specific services or branches. Always confirm the exact code with the recipient or directly with BKT before initiating a transfer.

Bank Details

Bank Name: BANKA KOMBETARE TREGTARE SH.A.
SWIFT Code: NCBAALTXXXX
Bank Address: RRUGA E VILAVE, LUNDER 1
City: TIRANA
Country: ALBANIA

When to Use the Primary SWIFT Code

Use the primary code NCBAALTXXXX in these cases:

When sending an international transfer to any BKT account in Albania.
If the recipient does not provide a specific branch code.
When BKT processes payments through its central office.
As a default option for widely accepted transfers.

Pre-Transfer Checklist

Before initiating a SWIFT transfer, verify these details to prevent errors:

SWIFT Code: Must match the recipient bank's exact code.
Account Number: Ensure the recipient's account number is accurate.
Recipient Name: Double-check spelling to avoid mismatches.

Even minor discrepancies can delay or block transactions. If incorrect details are submitted, contact your bank immediately for assistance.

Receiving International Payments to Your BKT Account

To receive funds from abroad into your BKT account, provide the sender with:

Correct SWIFT/BIC Code: Either the primary code (NCBAALTXXXX) or a branch-specific code if applicable.
Your Account Number: The full and accurate account number.
Additional Bank Details: Some senders may require the bank's address or other information.

Confirm all details with BKT if the sender has questions.

BKT Branch Information

For branch-specific SWIFT codes or local banking services, refer to BKT's official resources or contact their customer support.