Navigating international wire transfers to Intesa Sanpaolo Bank in Albania can be challenging, particularly when ensuring the correct SWIFT code is used. This comprehensive guide provides authoritative information about the bank's SWIFT codes to facilitate seamless cross-border transactions.
Intesa Sanpaolo Bank Albania SWIFT Code Overview
The primary SWIFT/BIC code for Intesa Sanpaolo Bank Albania is: USALALTRXXX . This unique identifier serves as the bank's international banking address for wire transfers. However, different branches or services might use distinct codes.
- Bank Name: INTESA SANPAOLO BANK ALBANIA SH.A.
- SWIFT Code: USALALTRXXX
- Bank Address: RRUGA ISMAIL QEMALI 27
- City: TIRANA
- Country: ALBANIA
When to Use USALALTRXXX
The USALALTRXXX code is appropriate in these scenarios:
- International transfers to accounts at Intesa Sanpaolo Bank Albania
- When the recipient hasn't provided a specific branch code
- For transactions processed through the bank's central operations
- When a standardized, widely recognized code is preferred
The Critical Role of SWIFT Codes
Accurate SWIFT codes are essential for successful international transfers. Errors can result in:
- Delayed processing while banks verify information
- Complete rejection and return of funds
- Additional fees for correction attempts
Pre-Transfer Verification Checklist
Before initiating any transfer, confirm:
- The SWIFT code matches the recipient bank
- Account number and recipient name are exact
- Any additional required bank details
Addressing Transfer Errors
If incorrect information is submitted, immediately contact your sending bank. Possible remedies include:
- Amending details before processing
- Attempting to recall the transfer
- Coordinating with the recipient bank
Note that correction attempts may incur fees and processing delays.
Receiving International Transfers
To receive funds from abroad, provide senders with:
- Your exact account name as registered