Imagine you're abroad and urgently need to transfer funds to a Bankinter account in Portugal. The first critical step in navigating the complex international transfer process? Ensuring you have the correct SWIFT/BIC code. This article provides a detailed breakdown of Bankinter Portugal's SWIFT code to help you complete cross-border transactions seamlessly.
Bankinter Portugal's Primary SWIFT/BIC Code
The main SWIFT/BIC code for Bankinter Portugal is BKBKPTPLMCA . This code serves as the bank's "international ID," identifying it within global payment systems. However, it's important to note that Bankinter Portugal may use different SWIFT/BIC codes for specific services or branches. Always verify the correct code with the recipient or Bankinter Portugal directly before initiating any international transfer.
Decoding BKBKPTPLMCA
- Bank Name: BANKINTER SA-SUCURSAL EM PORTUGAL
- SWIFT Code: BKBKPTPLMCA
- Address: PRACA MARQUES DE POMBAL 13, FLOOR 2
- City: LISBON
- Country: PORTUGAL
When to Use BKBKPTPLMCA
This primary SWIFT/BIC code is appropriate in these scenarios:
- Sending international transfers to Bankinter Portugal: This is the most common use case. The code is essential when wiring money from abroad.
- Recipient hasn't provided a branch-specific code: If only the bank name and account number are available, use BKBKPTPLMCA as the default.
- Payments are processed centrally: Some banks handle international payments through their main office, making the primary code sufficient.
- When in doubt: As a widely accepted default, BKBKPTPLMCA serves as a reliable choice when uncertain about branch-specific codes.
Critical Verification Steps
Before initiating a SWIFT transfer, double-check these details:
- SWIFT code accuracy: Even a single incorrect character can cause transfer failures.
- Account number and recipient name: These must match bank records precisely.
Minor errors can lead to delays or rejected transfers. If incorrect information is used, contact your bank immediately for assistance.
Receiving International Transfers
To receive funds from abroad into your Bankinter Portugal account, provide the sender with:
- The correct SWIFT/BIC code (BKBKPTPLMCA or branch-specific code)
- Your complete account details, including IBAN
- Your full name and address as registered with the bank
- Bank name and address: BANKINTER SA-SUCURSAL EM PORTUGAL, PRACA MARQUES DE POMBAL 13, FLOOR 2, LISBON, PORTUGAL
Conclusion
International money transfers become straightforward when you have the correct SWIFT/BIC code and bank information. This guide provides the essential details for transactions involving Bankinter Portugal. Always verify all information before initiating transfers, and consult your bank for clarification when needed to ensure secure and efficient transactions.