Erste Bank AD Podgorica SWIFT Codes Guide for International Transfers

This article provides a detailed explanation of the SWIFT code (OPPOMEPGXXX) required for international money transfers to Prva Banka Crne Gore (First Bank of Montenegro) in Podgorica. It offers practical guidance on ensuring accurate and secure remittance delivery, emphasizing the importance of verifying information, protecting personal data, and using secure channels. The guide aims to help users navigate the process of international money transfers to this specific Montenegrin bank effectively and safely.

Planning to send an international transfer to Erste Bank AD Podgorica in Montenegro? Ensuring your funds reach the intended recipient accurately, quickly, and securely requires knowledge of the correct SWIFT/BIC code. This comprehensive guide provides essential information about the SWIFT code for Erste Bank in Podgorica to facilitate seamless cross-border transactions.

Understanding SWIFT/BIC Codes

The SWIFT (Society for Worldwide Interbank Financial Telecommunication) code, also known as BIC (Bank Identifier Code), serves as a unique identifier for financial institutions worldwide. Functioning as a bank's "international passport," these codes play a critical role in ensuring funds are routed correctly during international transfers, preventing delays and potential errors.

Erste Bank AD Podgorica's Primary SWIFT Code: OPPOMEPGXXX

The main SWIFT/BIC code for Erste Bank AD Podgorica is OPPOMEPGXXX . This code represents the bank's headquarters and is typically used for general international transfer operations. However, different branches or specific services might utilize distinct SWIFT codes, making verification with the recipient or bank crucial before initiating any transfer.

Detailed Information for OPPOMEPGXXX

Bank Name: ERSTE BANK AD PODGORICA
SWIFT Code: OPPOMEPGXXX
Address: ARSENIJA BOLJEVICA 2A
City: PODGORICA
Country: MONTENEGRO

When to Use OPPOMEPGXXX

The primary SWIFT code OPPOMEPGXXX should be used in the following scenarios:

When initiating an international transfer to an account held at Erste Bank in Podgorica
When the recipient hasn't provided a specific branch SWIFT/BIC code
When the bank processes payments centrally through its headquarters
When a widely accepted default SWIFT/BIC code is required

Verifying the Correct SWIFT Code

To ensure successful fund transfers, consider these verification steps:

Confirm the SWIFT/BIC code directly with the recipient, who can obtain it from bank statements, online banking, or by contacting their bank
Contact Erste Bank AD Podgorica or your own financial institution for clarification if any doubts arise
Double-check the SWIFT code when completing transfer forms to avoid input errors

Security Considerations for International Transfers

When using SWIFT codes for international transactions, observe these security measures:

Verify all bank details including name, address, and SWIFT code prior to initiating transfers
Protect sensitive personal and banking information from unauthorized sources
Utilize secure channels such as established banks or reputable online transfer platforms
Understand all applicable fees including bank charges, intermediary costs, and recipient bank fees
Maintain thorough records of all transactions for future reference or tracking purposes

Conclusion

Accurate SWIFT code information forms the foundation of successful international money transfers. This guide has provided the essential SWIFT code (OPPOMEPGXXX) for Erste Bank AD Podgorica along with verification methods to ensure proper usage. Prior to initiating any transfer, confirming details with recipients or financial institutions remains crucial, as does implementing appropriate security measures to guarantee the safe and efficient delivery of funds to their intended destination.