Navigating international money transfers to and from Jordan requires precise banking information, particularly the correct SWIFT/BIC code. These unique identifiers serve as a bank's "international passport," ensuring your funds reach their intended destination safely and efficiently.
Why SWIFT/BIC Codes Matter
An incorrect SWIFT/BIC code can lead to significant complications:
- Transfer delays: Banks may struggle to identify the recipient institution
- Failed transactions: Completely incorrect codes often result in rejected transfers
- Financial losses: Funds sent to wrong accounts become extremely difficult to recover
SWIFT/BIC codes consist of 8-11 alphanumeric characters that precisely identify financial institutions and their branches worldwide. These codes are essential for both incoming and outgoing international transfers involving Jordanian banks.
How to Find Jordanian Bank SWIFT/BIC Codes
Several reliable methods exist for locating these critical identifiers:
- Bank statements: Many Jordanian institutions print SWIFT/BIC codes on account statements
- Direct inquiry: Contact your bank's customer service for the most accurate information
- Online verification tools: Specialized websites can validate code formats and authenticity
SWIFT/BIC Codes for Major Jordanian Banks
Below are codes for prominent Jordanian financial institutions (verify with your bank for current information):
- Arab Bank: ARABJOAX
- Housing Bank for Trade and Finance: HBHOJOAX
- Cairo Amman Bank: CAABJOAM
- Bank al Etihad: BAEUJOAX
- Jordan Kuwait Bank: JOKUJOAM
Important Considerations
Branch variations: Different branches of the same bank may use distinct SWIFT/BIC codes. Always confirm the specific code for your recipient's branch.
IBAN vs. SWIFT/BIC: While SWIFT/BIC codes identify banks, International Bank Account Numbers (IBAN) specify individual accounts. Not all Jordanian banks use IBAN, but they're often required for transfers to Europe and the Middle East.
Verification Procedures
Before initiating any transfer, consider these verification steps:
- Cross-reference codes with official bank documentation
- Confirm details directly with financial institutions
- Use recognized online validation tools for format checks
Frequently Asked Questions
What happens with incorrect SWIFT/BIC codes?
Transactions may experience delays, failures, or permanent loss of funds.
Do all Jordanian banks support IBAN?
No, IBAN implementation varies among Jordanian financial institutions.
Where can I find my bank's SWIFT/BIC code?
Check account statements, bank websites, or contact customer service representatives.