Imagine being abroad and needing to send money to your family in Honduras, only to find yourself confused by complex banking codes. This guide will explain everything you need to know about Banco Azteca de Honduras's SWIFT code to ensure smooth cross-border transactions.
What Is a SWIFT/BIC Code?
The SWIFT (Society for Worldwide Interbank Financial Telecommunication) code, also known as BIC (Bank Identifier Code), serves as a unique identifier for international bank transfers. Functioning like a bank's "ID card," it ensures funds reach the correct financial institution. For Banco Azteca de Honduras S.A., the primary SWIFT code is AZTKHNTEXXX .
Banco Azteca Honduras SWIFT Code Details
- Bank Name: BANCO AZTECA DE HONDURAS, SA
- SWIFT Code: AZTKHNTEXXX
- Bank Address: EDIFICIO AMERICA, FLOOR 2 AVENIDA REPUBLICA DE PANAMA, CALLE BRASIL COLONIA PALMIRA
- City: TEGUCIGALPA
- Country: HONDURAS
When to Use AZTKHNTEXXX
You should use Banco Azteca de Honduras S.A.'s primary SWIFT code in these situations:
- Sending international transfers to Banco Azteca de Honduras S.A. accounts
- When specific branch codes aren't provided by the recipient
- When payments are processed through the bank's central office
- When a widely accepted default SWIFT/BIC code is required
Important Note About Branch Codes
Banco Azteca de Honduras S.A. may use different SWIFT/BIC codes for various services or branches. For maximum reliability:
- Always confirm the correct SWIFT/BIC code with your recipient
- Contact Banco Azteca de Honduras S.A. directly if uncertain
Transfer Security: Essential Considerations
When making SWIFT transfers, pay attention to these critical details:
- Verify the SWIFT code matches the recipient bank exactly
- Ensure the account number and recipient name are completely accurate
- Contact your bank immediately if you discover any errors
Even minor mistakes can cause delays or failed transactions, so meticulous attention to detail is crucial.
Receiving International Transfers
To receive international transfers in your Banco Azteca de Honduras S.A. account, provide the sender with:
- The correct SWIFT/BIC code (preferably confirmed with your bank)
- Your exact account number
- Any additional information required by the sending bank
Frequently Asked Questions
Q: Can I use AZTKHNTEXXX for all Banco Azteca de Honduras S.A. accounts?
A: Generally yes, but confirmation with the recipient is recommended, especially if they have specific branch codes.
Q: What happens if I enter the wrong SWIFT code?
A: The transfer may be delayed or returned. Contact your bank immediately to attempt correction.
Q: Where can I find branch-specific SWIFT codes?
A: The most reliable method is to contact the recipient or bank directly.
Q: How long do SWIFT transfers take?
A: Typically 1-5 business days, depending on the involved banks.
Alternative Transfer Methods
Besides traditional SWIFT transfers, consider these options:
- Online money transfer platforms that often provide faster, more economical services
- Mobile payment applications supporting international transfers
Compare fees, exchange rates, and processing times when selecting your transfer method.
This comprehensive guide provides all necessary information about Banco Azteca de Honduras S.A.'s SWIFT code, along with practical transfer guidance and security advice. Always verify all details before initiating any financial transaction.