Imagine needing to send money to family in Egypt from abroad, only to find yourself baffled by complex banking codes. This guide explains everything you need to know about Emirates NBD Egypt's SWIFT code to simplify your cross-border transactions.
Understanding SWIFT Codes and Their Importance
A SWIFT code (also called BIC code) serves as a bank's international identifier, functioning like a financial passport for global transactions. This standardized code ensures your transfer reaches the correct financial institution. Errors in the SWIFT code can lead to delayed, returned, or even lost transfers.
Emirates NBD Egypt's Primary SWIFT Code: EBILEGCXXXX
The main SWIFT code for Emirates NBD Egypt is EBILEGCXXXX , which identifies the bank's headquarters:
- Bank Name: EMIRATES NATIONAL BANK OF DUBAI SAE (FORMERLY BNP PARIBAS SAE, EGYPT)
- Address: EMIRATS-NBD BLDG BLOCKG, 85 ELTESSEEN ST, 5TH SETTLEMENT
- City: CAIRO
- Country: EGYPT
Important Note: Branch-Specific Codes May Apply
Emirates NBD Egypt operates multiple branches across the country, many with unique SWIFT codes. Always verify the recipient's specific branch code before initiating a transfer. If unavailable, contact the bank directly for clarification.
Examples of branch-specific codes:
- Alexandria Branch: EBILEGCXALX
- Giza Branch: EBILEGCXDOK
- Cairo Branches: EBILEGCXGAR, EBILEGCXGLM, EBILEGCXHEL
When to Use the Main SWIFT Code (EBILEGCXXXX)
The primary code serves as a default option when:
- The recipient hasn't provided a branch-specific code
- Transactions are processed through the bank's central operations
- Making general international transfers to Emirates NBD Egypt accounts
Essential Verification Before Transferring
Triple-check these details before submitting any international payment:
- Exact SWIFT code matching the recipient bank
- Precise account number
- Beneficiary name as it appears on bank records
Minor discrepancies can cause significant delays. If you discover errors post-transfer, immediately contact your bank for corrective action.
Receiving International Transfers
To ensure smooth receipt of overseas funds, provide senders with:
- Your branch's correct SWIFT code
- Full account number
- Bank's complete legal name
- Your name and address as registered with the bank
Frequently Asked Questions
SWIFT vs. IBAN: While SWIFT codes identify financial institutions globally, IBAN numbers specify individual accounts, primarily used within Europe.
Locating SWIFT Codes: Options include contacting the recipient, checking with Emirates NBD Egypt directly, or using verified online banking code directories.
Transfer Duration: SWIFT transfers typically complete within 1-5 business days, depending on intermediary banks and operational calendars.
Fee Structure: Costs vary by institution, with potential charges from originating, intermediary, and receiving banks. Always confirm fees beforehand.