SWIFT Code: The Passport for Cross-Border Payments
The SWIFT code (also known as BIC code) serves as a bank's international identifier, functioning much like a financial institution's passport. This alphanumeric code is essential for international money transfers, ensuring funds reach the correct destination bank. For those sending money to Victoriabank S.A. in Moldova, understanding its SWIFT code is crucial to prevent delays or failed transactions.
Victoriabank S.A.'s Primary SWIFT Code: VICBMD2XXXX
Victoriabank S.A.'s main SWIFT code is VICBMD2XXXX. This code acts as a key to facilitate successful transfers to the bank. However, it's important to note that different branches or services might use distinct SWIFT codes. Always verify the correct code before initiating a transfer.
When to Use VICBMD2XXXX
The VICBMD2XXXX code should be used in these situations:
- International transfers to Victoriabank S.A.: When sending money from abroad to any Victoriabank account
- No specific branch code provided: If the recipient hasn't specified a branch-specific SWIFT code
- Centralized payment processing: When payments are processed through Victoriabank's head office
- Default option: As a widely accepted default code for general transactions
Victoriabank S.A.: A Financial Pillar in Moldova
Victoriabank S.A. is a joint-stock commercial bank headquartered at 141 August 31, 1989 Street in Chișinău, Moldova. As a leading financial institution, it offers comprehensive services including personal and corporate banking, along with international payment solutions.
Avoiding Transfer Errors
To ensure successful transfers to Victoriabank S.A., consider these precautions:
- Verify details with recipient: Always confirm the correct SWIFT code and account information with the beneficiary
- Contact the bank directly: When uncertain about which code to use, consult Victoriabank for clarification
- Double-check information: Carefully review all transfer details before submission, including SWIFT code, account number, and recipient name
Additional Banking Information
For complete transfer instructions, you may also need:
- Bank name: JOINT-STOCK COMMERCIAL VICTORIABANK
- Bank address: 31 AUGUST 1989 141, CHISINAU, MOLDOVA, REPUBLIC OF
Accurate SWIFT codes remain the cornerstone of successful international banking. This guide provides the essential information for smooth transactions to Victoriabank S.A., helping senders avoid common pitfalls in cross-border payments.