Navigating international wire transfers to Colombia's Davivienda Bank can be challenging, especially when determining the correct SWIFT/BIC code to use across different services and branches. This guide provides clear, practical information to help streamline your cross-border transactions.
Davivienda Bank's Primary SWIFT Code
Banco Davivienda S.A. (formerly Granbanco Bancafé S.A.) operates an extensive network throughout Colombia. The bank's primary SWIFT/BIC code is CAFECOBBXXX , corresponding to its headquarters at Avenida El Dorado, 68 C-61, Bancafé Building, Floor 10 in Bogotá.
This default code should be used when:
- Sending international transfers to Davivienda accounts in Colombia
- The recipient hasn't specified a branch-specific SWIFT code
- Using a widely recognized default identifier
- Processing payments through the bank's centralized headquarters
Branch-Specific SWIFT Codes
Davivienda Bank may use different SWIFT codes for specific branches or services. Below are examples for major Colombian cities:
- Barranquilla: CAFECOBBBAQ (Carrera 55, 72-109, Floor 5, Barranquilla, Atlántico, 080001)
- Cali: CAFECOBBCL1 (Calle 13, 5-21, Cali, Valle del Cauca, 760044)
- Medellín: CAFECOBBMD1 (Calle 49, 50-51, Medellín, Antioquia, 050015)
- Bogotá: CAFECOBBXXX (Avenida El Dorado, 68 C-61, Bancafé Building, Floor 10, Bogotá, 110931)
These examples represent only a portion of Davivienda's branch network. SWIFT codes may change, so verification before initiating transfers is essential.
Locating Accurate SWIFT Codes
To ensure successful international transfers, consider these verification methods:
- Contact the recipient: The most reliable method is requesting the correct SWIFT code directly from the account holder
- Bank verification: Davivienda's customer service can confirm codes when provided with account details and branch information
- Online tools: While SWIFT code finders exist, their information may be outdated and should be cross-verified
Understanding SWIFT Codes
The Society for Worldwide Interbank Financial Telecommunication (SWIFT) code, also called a Bank Identifier Code (BIC), serves as a unique global banking identifier. These codes function like financial passports, ensuring accurate routing of international transfers. Incorrect codes may cause delays, failures, or additional charges.
International Transfer Considerations
Beyond SWIFT codes, successful international transfers require attention to:
- Recipient details: Exact account holder name and number matching bank records
- Amount and currency: Clear specification to prevent conversion errors
- Fees: Understanding charges from originating, intermediary, and receiving banks
- Processing time: Standard transfers typically require several business days
- Transfer purpose: Some institutions require descriptions like "family support" or "business payment"
About Davivienda Bank
As one of Colombia's largest financial institutions, Davivienda Bank offers comprehensive services including personal banking, corporate solutions, and investment products. The bank plays a significant role in Colombia's economic development through its extensive branch network and digital banking platforms.
Proper use of SWIFT codes combined with verified recipient information ensures efficient international transfers to Davivienda accounts. Confirming details with both the recipient and bank before initiating transactions prevents complications and safeguards funds during cross-border movement.