Navigating international money transfers can be daunting, especially when faced with cryptic banking codes. If you're sending funds to Cambodia's AMK Bank, understanding its SWIFT/BIC code is essential for a smooth transaction.
Understanding SWIFT/BIC Codes
The SWIFT/BIC code (Society for Worldwide Interbank Financial Telecommunication/Bank Identifier Code) serves as a financial institution's unique international identifier. This standardized code ensures accurate routing of cross-border payments between banks worldwide.
AMK Bank's Primary SWIFT Code
AMK Microfinance Institution Plc, a leading Cambodian financial institution, uses the following primary SWIFT code:
AMIUKHPPXXX
Important Considerations
While AMIUKHPPXXX serves as AMK Bank's primary identifier, certain transactions might require alternative codes based on:
- Specific branch locations
- Transaction types
- Processing requirements
For absolute certainty, always verify the correct code with either the recipient or AMK Bank directly before initiating any transfer.
Locating AMK Bank's SWIFT Code
You can confirm the appropriate code through these reliable methods:
- Direct communication with the recipient
- Official AMK Bank channels (website, customer service, or branch visits)
- Reputable online SWIFT code databases (exercise caution with third-party sources)
When to Use AMIUKHPPXXX
This primary code is appropriate for:
- International transfers to AMK Bank accounts in Cambodia
- Situations where no specific branch code is provided
- Transactions processed through AMK Bank's headquarters
- General transfers where a widely recognized identifier suffices
Critical Transfer Guidelines
To ensure successful international transactions:
- Triple-check all SWIFT code characters
- Verify recipient account details precisely
- Understand all applicable transfer fees
- Retain complete transaction records
Addressing Transfer Errors
In case of incorrect transfer information:
- Immediately contact your issuing bank
- Request cancellation or correction (may incur fees)
- Understand that successful resolution isn't guaranteed
Receiving International Funds
To accept overseas transfers to your AMK account, provide senders with:
- Your full legal name and address
- Complete AMK account number
- Correct SWIFT code (AMIUKHPPXXX or specific branch code)
- Bank's official name and address
AMK Bank Headquarters Information
AMK Building 285
271 Yothapol, Khemarak Phoumin Blvd
Phnom Penh, Cambodia
The Vital Role of SWIFT Codes
These standardized identifiers form the backbone of secure international banking, enabling accurate and efficient global fund transfers. Their precise use prevents transactional delays and financial losses.
About AMK Bank
Originally established as "Irish Aid Cambodia," AMK has grown into a prominent microfinance institution serving Cambodia's financial needs through extensive branch networks and community-focused services.
Final Recommendations
Mastering AMK Bank's SWIFT code requirements simplifies cross-border transactions to Cambodia. Always verify details with financial institutions when uncertain, and consider consulting banking professionals for complex transfers.