Decoding Aedificium Banks SWIFT Code for Global Transfers

This article provides a detailed analysis of the SWIFT code RZBLROBUXXX for Aedificium Housing Bank in Romania, explaining its structure and applicable scenarios. It offers practical advice on avoiding errors in international money transfers, emphasizing the importance of accurate SWIFT code usage. The article recommends verifying the code directly with the bank or beneficiary to ensure the security of funds during international transactions. Using the correct SWIFT code is crucial for successful and secure international money transfers to Romania.

Imagine an international wire transfer delayed—or worse, returned—due to an incorrect SWIFT code. For individuals and businesses sending money to Romania's Aedificium Banca pentru Locuinte S.A., accuracy is critical. This guide explains the bank's SWIFT code and provides practical tips to prevent costly mistakes.

The Essential SWIFT Code: RZBLROBUXXX

Aedificium Banca pentru Locuinte S.A.'s primary SWIFT/BIC code is RZBLROBUXXX . This unique identifier ensures funds reach the correct institution within the global banking network.

Breaking Down the SWIFT Code Structure

SWIFT codes consist of 8 or 11 characters, each conveying specific information. Here's how RZBLROBUXXX deciphers:

RZBL : Bank code (identifies Aedificium Banca pentru Locuinte S.A.)
RO : Country code (Romania)
BU : Location code (Bucharest)
XXX : Optional branch code (XXX denotes the head office)

When to Use RZBLROBUXXX

This primary SWIFT code applies when:

Sending international transfers to the bank
No specific branch code is provided by the recipient
Payments are processed centrally through the head office
Using a standardized default code for simplicity

Branch-Specific Considerations

While RZBLROBUXXX serves as the primary identifier, some branches or services may use alternative codes. Always verify the exact SWIFT code with the recipient or bank before initiating transfers.

Preventing SWIFT Code Errors

Mistakes can cause delays, returns, or lost funds. Follow these precautions:

Double-check every character before submission
Confirm the code directly with the recipient
Use codes provided by the bank, not third-party sources
Standardize with uppercase letters (though case sensitivity varies)
Retain transfer confirmation details

Bank Contact Information

For verification or branch-specific codes, contact Aedificium Banca pentru Locuinte S.A. directly:

Bank Name: AEDIFICIUM BANCA PENTRU LOCUINTE S.A.
Address: FLOREASCA STR 246 D, DISTRICT 1
City: BUCHAREST
Country: ROMANIA

Final Considerations

Precision with SWIFT codes safeguards international transactions. By understanding and correctly applying RZBLROBUXXX—while accounting for potential branch variations—senders can ensure efficient, secure transfers to Aedificium Banca pentru Locuinte S.A.