Ulster Bank Ireland Simplifies SWIFT Codes for International Transfers

Published: 09/02/2025
SWIFT Code International Money Transfer Ulster Bank
This article provides a detailed explanation of Ulster Bank's SWIFT codes in Ireland, including the main code ULSBIE2DXXX and branch codes. It covers usage scenarios, verification methods, and important considerations for receiving international transfers. The article also highlights the impact of Ulster Bank's market exit and suggests alternative banks. The aim is to help users conduct international transfers safely and efficiently. It is important to note the bank's exit and explore suitable alternatives for future transactions to avoid any disruptions.
Ulster Bank Ireland Simplifies SWIFT Codes for International Transfers

Imagine this scenario: an important international payment gets returned by the bank due to a minor SWIFT code error, causing delays and potentially incurring additional fees. For anyone who regularly sends money to Ulster Bank in Ireland or receives international payments, having the correct SWIFT code is absolutely essential.

Ulster Bank SWIFT Code: Key Information

The primary SWIFT/BIC code for Ulster Bank is ULSBIE2DXXX . This unique identifier serves as the bank's "passport" in the global financial system, ensuring funds reach their intended destination accurately.

  • Bank Name: ULSTER BANK IRELAND DAC
  • SWIFT Code: ULSBIE2DXXX
  • Bank Address: BLOCK B, CENTRAL PARK, LEOPARDSTOWN
  • City: DUBLIN
  • Country: IRELAND

Branch-Specific Codes: When Precision Matters

While ULSBIE2DXXX serves as Ulster Bank's main SWIFT code, certain transactions might require branch-specific codes depending on the service type or location. To guarantee smooth transactions, always verify the exact SWIFT code with the recipient or directly with Ulster Bank before initiating any transfer.

Some branch-specific SWIFT codes include:

  • ULSBIE2DECO: ULSTER BANK GRP CENTRE, GEORGE'S QUAY, DUBLIN
  • ULSBIE2DMDK: FLOOR 1, SOUTH BLOCK, CUSTOM HOUSE QUAY, IFSC, DUBLIN
  • ULSBIE2DUCM: DUBLIN

When to Use the Primary SWIFT Code

The primary code ULSBIE2DXXX is appropriate in these situations:

  • Sending international payments to Ulster Bank Ireland
  • When no branch-specific code is provided
  • For payments processed through Ulster Bank's main office
  • As a default option when the exact code isn't available

Essential Verification Steps Before Transfer

Always double-check these critical details before initiating any SWIFT transfer:

  • Verify the SWIFT code matches the recipient bank exactly
  • Confirm the recipient's account number and name

Any discrepancies, no matter how minor, could result in failed transactions or delayed funds. If errors are detected, contact your bank immediately for correction.

Receiving International Payments

To receive funds from abroad into your Ulster Bank account, provide senders with:

  • The correct SWIFT/BIC code
  • Your Ulster Bank account number
  • Any additional required bank details

Important Considerations About Ulster Bank

Note that Ulster Bank has been gradually withdrawing from the Irish market. While some operations continue, the long-term outlook remains uncertain. Customers with ongoing international banking needs should consider alternative arrangements.

Alternative Banking Options in Ireland

Several established banks serve as potential alternatives to Ulster Bank:

  • Allied Irish Banks (AIB): One of Ireland's largest financial institutions
  • Bank of Ireland: A major bank with extensive history and services
  • Permanent TSB: Offers comprehensive retail and commercial banking

When selecting a new bank, evaluate factors such as service offerings, fees, and convenience to find the best fit for your financial needs.

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