STB SWIFT Codes Streamline International Transfers in Tunisia

Published: 09/02/2025
SWIFT Code Tunisian Bank International Money Transfer
This article provides a detailed analysis of the SWIFT/BIC code system of the Tunisian Bank (STB), emphasizing the importance of accurate SWIFT code usage in international money transfers. It offers STB's main and branch SWIFT codes, along with practical methods for finding and verifying SWIFT codes. Furthermore, the article shares strategies to avoid remittance errors, aiming to help readers conduct cross-border remittances safely and efficiently. It serves as a guide for ensuring accurate and secure international transactions involving STB.
STB SWIFT Codes Streamline International Transfers in Tunisia

Imagine an international payment delayed in the banking system due to a minor SWIFT code error, potentially causing late arrival of funds and additional charges. For cross-border transactions involving Societe Tunisienne de Banque (STB), accurate knowledge of its SWIFT/BIC codes becomes essential.

STB's Primary SWIFT/BIC Code: STBKTNTTXXX

The main SWIFT/BIC code for STB is STBKTNTTXXX . This code serves as the foundation for international transfers to STB accounts in Tunisia. Its structure breaks down as follows:

  • STBK : Bank code identifying Societe Tunisienne de Banque
  • TN : Country code for Tunisia
  • TT : Location code for Tunis
  • XXX : Branch code indicating the head office

This primary code applies when:

  • Sending international transfers to STB accounts in Tunisia
  • The recipient hasn't specified a particular branch code
  • Payments will be processed through STB's central office
  • A universally recognized default code is required

Branch-Specific SWIFT Codes and Their Applications

While STBKTNTTXXX serves as the primary identifier, various STB branches may use different SWIFT codes. Some notable branch codes include:

  • STBKTNTT000 (AVENUE HABIB THAMEUR, 1, TUNIS, TUNIS, 1000)
  • STBKTNTT017 (AVENUE HABIB BOURGUIBA, MONASTIR, MONASTIR, 5000)
  • STBKTNTT925 (NABEUL, NABEUL)
  • STBKTNTT930 (AVENUE HABIB BOURGUIBA, SOUSSE, SOUSSE, 4000)
  • STBKTNTT940 (AVENUE HEDI CHAKER, SFAX, SFAX, 3000)
  • STBKTNTTXXX (RUE HEDI NOUIRA, TUNIS, TUNIS, 1001)

Verification with the recipient regarding their specific branch code remains crucial before initiating any transfer to prevent delays or additional charges.

Locating STB Branch Codes

Several methods exist to find accurate SWIFT codes for STB branches:

  • Direct confirmation from recipients : The most reliable approach, as account holders can typically find this information on bank statements or online banking portals.
  • Bank inquiries : Contacting STB directly through official channels with specific branch details.
  • Online verification tools : Various financial websites offer SWIFT code lookup functions, though users should verify results for accuracy.

Essential Information for International Transfers to STB

When preparing an international transfer to an STB account, the following details become necessary:

  • Recipient's full name (exactly matching bank records)
  • Complete account number
  • Correct SWIFT/BIC code (either the primary code or specific branch code)
  • Bank name: Societe Tunisienne de Banque
  • Bank address: RUE HEDI NOUIRA, TUNIS, TUNISIA

The standard transfer process typically involves:

  1. Selecting a transfer method (bank wire, online platforms, or third-party services)
  2. Completing transfer forms with recipient details and transaction purpose
  3. Reviewing all entered information before submission
  4. Processing applicable transfer fees
  5. Monitoring the transaction status

Preventing Transfer Errors

To minimize potential issues with international transfers, consider these strategies:

  • Double-checking all details with recipients before submission
  • Selecting established and reputable transfer services
  • Maintaining thorough records of transaction confirmations
  • Comparing fee structures across different transfer options
  • Immediately contacting financial institutions regarding any detected errors

The Critical Role of SWIFT Codes

SWIFT (Society for Worldwide Interbank Financial Telecommunication) codes, also known as BIC (Bank Identifier Codes), function as unique identifiers for financial institutions in international transactions. These codes ensure accurate routing of funds between banks globally. Without proper SWIFT codes, international transfers cannot be processed successfully, making their correct usage fundamental for any cross-border payment.

Alternative International Transfer Methods

Beyond conventional bank wires, several options exist for international money transfers:

  • Digital transfer platforms offering competitive exchange rates and lower fees
  • Third-party payment processors with global networks
  • Emerging cryptocurrency-based transfer methods (with considerations for volatility and regulation)

The optimal transfer method depends on individual requirements regarding speed, cost, security, and convenience.

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