Guide to Zagrebacka Banka SWIFT Codes for International Transfers

This article provides SWIFT code information for Zagrebacka banka d.d. in Croatia, including the primary code ZABAHR2XXXX and some branch codes. It emphasizes the importance of using the correct SWIFT code and offers tips for sending and receiving money. The aim is to help users avoid transfer delays and ensure international funds arrive at their destination safely and quickly. Understanding and correctly utilizing these codes is crucial for smooth and secure international transactions involving Zagrebacka banka d.d.

Imagine an important international payment delayed because of a minor SWIFT code error—a frustrating scenario that can be easily avoided. For those in Croatia or needing to send money to Zagrebacka banka d.d., knowing the correct SWIFT/BIC code is essential. This comprehensive guide provides everything you need to ensure your international transfers reach Zagrebacka banka d.d. safely and efficiently.

Zagrebacka banka d.d.'s SWIFT/BIC Code: Your International Payment Passport

The primary SWIFT/BIC code for Zagrebacka banka d.d. is ZABAHR2XXXX . This code acts as an international payment passport, uniquely identifying the bank in global transactions. However, Zagrebacka banka d.d. may use different SWIFT codes for specific branches or services. For absolute certainty, always verify the correct code with the recipient or the bank before initiating a transfer.

Decoding ZABAHR2XXXX: Understanding SWIFT Code Structure

Breaking down the SWIFT code helps clarify its function:

ZABA: Bank code representing Zagrebacka banka d.d.
HR: Country code for Croatia
2X: Location code indicating the bank's headquarters
XXX: Branch code (typically XXX for the main office)

When to Use ZABAHR2XXXX

You can confidently use Zagrebacka banka d.d.'s primary SWIFT code ZABAHR2XXXX in these situations:

Sending international transfers to Zagrebacka banka d.d. in Croatia
When the recipient hasn't provided a specific branch code
For payments processed through the bank's central office
When using a widely recognized default SWIFT code

Zagrebacka banka d.d. Branch Codes: For Precision Transfers

While ZABAHR2XXXX serves as the primary SWIFT code, Zagrebacka banka d.d. has numerous branches across Croatia. For precise routing to specific branches, use these alternative codes:

ZABAHR2XBRO: TRG BANA JOSIPA JELACICA 10, ZAGREB, GRAD ZAGREB, 10000
ZABAHR2XCUS: TRG BANA JOSIPA JELACICA 10, ZAGREB, GRAD ZAGREB, 10000
ZABAHR2XRIZ: TRG BANA JOSIPA JELACICA 10, ZAGREB, GRAD ZAGREB, 10000

Avoiding Transfer Delays: SWIFT Code Best Practices

Follow these guidelines to prevent payment delays or errors:

Double-check the SWIFT code matches the recipient bank exactly
Verify all recipient account details including name and account number
Contact your bank immediately if you discover any errors post-transfer

Receiving International Payments to Your Zagrebacka banka d.d. Account

To receive international transfers to your Zagrebacka banka d.d. account, provide senders with:

Your full legal name
Your Zagrebacka banka d.d. account number
The correct SWIFT code (ZABAHR2XXXX or branch-specific code)
Bank address: TRG BANA JOSIPA JELACICA 10, ZAGREB

Frequently Asked Questions

What if I don't know the recipient branch's SWIFT code?
Use the primary code ZABAHR2XXXX . The bank will typically route funds to the correct account automatically.

Is there a difference between SWIFT and BIC codes?
No—BIC (Bank Identifier Code) is the formal name for what's commonly called a SWIFT code.

Where can I find Zagrebacka banka d.d.'s SWIFT code?
Check the bank's official documents, statements, or contact their customer service for verification.