Imagine an important international wire transfer delayed due to a minor SWIFT code error—an undoubtedly frustrating situation. For individuals and businesses frequently conducting cross-border transactions, knowing the correct SWIFT code for Indonesia’s Bank Danamon is essential. This guide provides a detailed overview of Bank Danamon’s SWIFT codes, ensuring your international transfers arrive safely and efficiently.
1. Bank Danamon’s Primary SWIFT Code: Your Default Option
Bank Danamon’s primary SWIFT/BIC code is BDINIDJAXXX . This code serves as the bank’s international identifier, representing its headquarters, PT. BANK DANAMON INDONESIA, TBK. Key details include:
- Bank Name: PT. BANK DANAMON INDONESIA, TBK
- SWIFT Code: BDINIDJAXXX
- Bank Address: MENARA BANK DANAMON, BLOCK C, JL. HR. RASUNA SAID NO. 10, SETIABUDI
- City: JAKARTA
- Country: INDONESIA
Use this primary SWIFT code in the following scenarios:
- When sending an international transfer to Bank Danamon in Indonesia.
- If the recipient has not provided a specific branch SWIFT code.
- When Bank Danamon processes payments centrally through its main office.
- For a widely accepted default SWIFT code.
2. Bank Danamon Branch SWIFT Codes: For Precision
While BDINIDJAXXX is the primary code, Bank Danamon operates numerous branches across Indonesia, some of which may use distinct SWIFT codes. Providing the correct branch-specific code can enhance efficiency and minimize errors. Below are examples of branch SWIFT codes:
- Balikpapan Branch: BDINIDJABPN (JL. JENDERAL SUDIRMAN 54, BALIKPAPAN, EAST KALIMANTAN, 76113)
- WISMAK BANK PANAMON Branch (Jakarta): BDINIDJACLC (WISMAK BANK PANAMON, FLOOR 6, JALAN JEND. SUDIRMAN 45, JAKARTA, 12930)
- MEGA KUNINGAN Branch (Jakarta): BDINIDJACUS (JL. PROF DE SATRIO E4/6, MEGA KUNINGAN, JAKARTA, 12950)
- Medan Branch: BDINIDJAMIM (JALAN ISKANDERMUDA 226-230, MEDAN, NORTH SUMATRA, 20151)
Note: This list is not exhaustive, and branch SWIFT codes may change. Always verify the code with the recipient or Bank Danamon before initiating a transfer.
3. How to Find Bank Danamon’s Branch SWIFT Codes
To locate a specific branch’s SWIFT code:
- Ask the recipient: The most reliable method is to request the code directly from the recipient.
- Contact Bank Danamon: Reach out to the bank’s customer service via their official website or phone.
- Use SWIFT code lookup tools: Some online tools provide SWIFT code directories, though cross-checking with the bank is advisable.
4. Key Tips for Entering SWIFT Codes Correctly
To avoid delays or failed transfers:
- Double-check every character in the SWIFT code before submission.
- Follow the provided format (though SWIFT codes are generally case-insensitive).
- Ensure the full 11-character code is entered (if applicable).
- Confirm the recipient’s name, account number, and bank address alongside the SWIFT code.
5. What to Do If a Transfer Has Incorrect Details
If you spot an error post-transfer:
- Notify your bank immediately: Request cancellation or amendment of the transfer.
- Contact Bank Danamon: If the transfer cannot be recalled, ask the recipient’s bank to intercept or return the funds.
- Supply accurate details: Provide corrected information to expedite resolution.
6. Receiving International Transfers to Your Bank Danamon Account
To receive funds from abroad, share these details with the sender:
- Your full name (as registered with Bank Danamon).
- Your Bank Danamon account number.
- Bank Danamon’s SWIFT code (primary or branch-specific).
- The bank’s address: MENARA BANK DANAMON, BLOCK C, JL. HR. RASUNA SAID NO. 10, SETIABUDI, JAKARTA, INDONESIA.
7. Final Advice for Smooth International Transfers
Accurate SWIFT codes are critical for seamless cross-border transactions. By following this guide, you can confidently navigate Bank Danamon’s SWIFT code requirements. Always verify details before transferring funds, and consult Bank Danamon or your bank for clarification if needed.