Navigating international wire transfers can be challenging, especially when dealing with SWIFT codes. If you're sending money to Banco Promerica in Costa Rica, understanding the correct SWIFT code is crucial for a successful transaction.
Understanding Banco Promerica's SWIFT/BIC Code Structure
The primary SWIFT/BIC code for Banco Promerica is PRMKCRSJXXX . This unique identifier serves as the bank's international "passport" for financial transactions, similar to an individual's identification number.
However, like many large financial institutions with multiple branches, Banco Promerica may use different SWIFT codes for specific branches or services. It's essential to verify the exact code required for your particular transaction.
When to Use the Main SWIFT Code PRMKCRSJXXX
The primary SWIFT code PRMKCRSJXXX is appropriate in these common scenarios:
- Standard international transfers: When sending money to any Banco Promerica account in Costa Rica
- Unspecified branch details: If the recipient hasn't provided a specific branch SWIFT code
- Centralized processing: When the bank handles international payments through its headquarters
- Default code requirement: When a widely recognized default code is needed for financial systems
Verifying the Correct SWIFT Code
To ensure your transfer reaches its destination without issues, consider these verification steps:
- Contact the recipient directly to confirm their specific branch details
- Reach out to Banco Promerica's customer service through official channels
- Double-check any written instructions provided by the recipient
Key Information About Banco Promerica
For reference, here are the essential details about Banco Promerica:
- Bank Name: BANCO PROMERICA
- SWIFT Code: PRMKCRSJXXX
- Address: EDIFICIO NUMERO 2, CENTRO CORPORATIVO EL CEDRAL, ESCAZU SAN RAFAEL
- City: SAN JOSE
- Country: COSTA RICA
Important Considerations for International Transfers
Beyond the SWIFT code, successful international transfers require attention to several factors:
- Precise recipient name and account number
- Correct currency selection
- Accurate transfer amount
- Proper description of payment purpose
- Understanding of applicable fees and charges
By following these guidelines and verifying the appropriate SWIFT code for your transaction, you can ensure smooth and efficient international money transfers to Banco Promerica in Costa Rica.