Ulster Bank Ireland Simplifies SWIFT Codes for Global Transfers

Published: 09/03/2025
SWIFT Code International Money Transfer Ulster Bank Ireland
This article provides a detailed analysis of Ulster Bank Ireland DAC's SWIFT codes, offering the primary code ULSBIE2DXXX and examples of branch-specific codes. It guides users on how to avoid errors during international money transfers and emphasizes the importance of using the correct SWIFT code, especially during the bank's transition period. The goal is to ensure secure and efficient international remittances. Understanding and utilizing the accurate SWIFT code is crucial for successful and error-free transactions.
Ulster Bank Ireland Simplifies SWIFT Codes for Global Transfers

Imagine an international payment stuck in the banking system due to a minor error in the SWIFT code, leaving the recipient anxiously waiting while the sender remains helpless. In cross-border financial transactions, SWIFT/BIC codes serve as a bank's "identification card," ensuring funds reach their intended destination accurately. For transactions involving Ulster Bank Ireland DAC, knowing the correct SWIFT code is critical. This article provides a detailed breakdown of Ulster Bank's SWIFT code, including branch-specific information, and offers guidance on avoiding common transfer mistakes.

Ulster Bank Ireland's Primary SWIFT Code: ULSBIE2DXXX

The primary SWIFT/BIC code for Ulster Bank Ireland DAC is ULSBIE2DXXX . This code uniquely identifies the bank within the SWIFT network, enabling international transfers to Ulster Bank accounts in Ireland.

Understanding SWIFT Code Structure

SWIFT codes consist of 8 or 11 characters, each conveying specific information:

  • Bank code (4 characters): ULSB represents Ulster Bank Ireland DAC.
  • Country code (2 characters): IE stands for Ireland.
  • Location code (2 characters): 2D indicates the bank's headquarters.
  • Branch code (3 characters): XXX denotes the main office. Specific branch codes may differ for transfers to particular branches.

Branch-Specific SWIFT Codes for Ulster Bank Ireland

While ULSBIE2DXXX is the primary SWIFT code, certain branches may use distinct codes. Below are examples of Ulster Bank branch SWIFT codes:

  • ULSBIE2DECO: Ulster Bank Group Centre, George's Quay, Dublin, D02 VR98
  • ULSBIE2DMDK: Floor 1, South Block, Custom House Quay, IFSC, Dublin, D01
  • ULSBIE2DUCM: Dublin
  • ULSBIE2DXXX: Block B, Central Park, Leopardstown, Dublin, D18 N153

When to Use the Primary SWIFT Code

The primary SWIFT code ULSBIE2DXXX should be used in the following scenarios:

  • For international transfers to Ulster Bank Ireland.
  • When the recipient has not provided a branch-specific SWIFT/BIC code.
  • If Ulster Bank processes payments centrally through its main office.
  • When using a widely accepted default SWIFT/BIC code.

Avoiding Transfer Errors

To ensure smooth international transfers to Ulster Bank Ireland accounts, consider the following precautions:

  • Verify the SWIFT code: Double-check the code against the recipient's bank details before initiating the transfer. Even a minor error can cause delays or failed transactions.
  • Confirm account details: Ensure the recipient's account number and name are spelled correctly. Incorrect information may prevent funds from being credited.
  • Contact your bank: If incorrect details are used, notify your bank immediately to rectify the issue.
  • Consult the recipient: When unsure about the correct SWIFT code, confirm with the recipient or Ulster Bank directly.

Receiving International Payments

To receive international payments into an Ulster Bank Ireland account, provide the sender with the following details:

  • Your full name and address.
  • Your Ulster Bank account number.
  • The correct SWIFT/BIC code (ULSBIE2DXXX or a branch-specific code).
  • Bank name and address: Ulster Bank Ireland DAC, Block B, Central Park, Leopardstown, Dublin, Ireland.

The Importance of SWIFT Codes in International Banking

SWIFT codes play a pivotal role in international bank transfers, ensuring secure and efficient movement of funds between institutions. Without the correct SWIFT code, payments may be delayed, returned, or sent to the wrong account.

Additional Considerations

Other factors to keep in mind for international transfers include:

  • Intermediary banks: Some transactions may require an intermediary bank, necessitating its SWIFT code.
  • Fees: International transfers often incur fees from sending, intermediary, or receiving banks. Clarify these costs beforehand.
  • Exchange rates: Fluctuating exchange rates may affect the final amount received. Check the current rate before transferring.

The Future of Ulster Bank Ireland

Ulster Bank Ireland is gradually exiting the Irish market. While services remain operational, customers should stay informed about updates and plan accordingly. During this transition, ensuring accurate SWIFT codes and account details will be essential for seamless international transactions.

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