Have you ever experienced delayed funds due to incorrect international transfer information? When sending money to National Bank of Greece (Cyprus) Ltd., using the accurate SWIFT/BIC code is crucial. This article provides a comprehensive breakdown of the bank's SWIFT codes to facilitate seamless cross-border transactions.
Understanding the SWIFT Code for National Bank of Greece (Cyprus)
The primary SWIFT/BIC code for National Bank of Greece (Cyprus) is ETHNCY2NXXX . However, it's important to note that the bank may use different SWIFT codes for various services or branches. To ensure accuracy, always verify the correct SWIFT code with the recipient or directly with the bank before initiating a transfer.
Here are the key details for the bank's primary SWIFT code:
- Bank Name: NATIONAL BANK OF GREECE (CYPRUS) LTD.
- SWIFT Code: ETHNCY2NXXX
- Bank Address: 15 ARCH. MAKARIOS C. AVENUE
- City: NICOSIA
- Country: CYPRUS
This code serves as the main SWIFT/BIC identifier for National Bank of Greece (Cyprus) in Cyprus. The bank also operates local branches throughout Cyprus, each potentially having its own distinct SWIFT code.
Local Branch SWIFT Codes
Below are SWIFT codes for some of the bank's local branches:
- 7-9 GRIVA DIGHENI AVE. TT1066, NICOSIA, NICOSIA, 1597: ETHNCY2N525
- 212 AG. PHILAXIS, LIMASSOL, LIMASSOL, 3082: ETHNCY2N540
- 115 STROVOLOS AVENUE, FLOOR 2, NICOSIA, NICOSIA, 2042: ETHNCY2N999
- 15 ARCH. MAKARIOS C. AVENUE, NICOSIA, NICOSIA, 1065: ETHNCY2NXXX (same as primary code)
When to Use the Primary SWIFT Code
The primary SWIFT/BIC code (ETHNCY2NXXX) should be used in these scenarios:
- When making international transfers to National Bank of Greece (Cyprus)
- When the recipient hasn't provided a specific branch SWIFT/BIC code
- When payments are centrally processed through the bank's headquarters
- When using a widely accepted default SWIFT/BIC code
Ensuring Successful Fund Transfers
To guarantee successful receipt of international transfers into your National Bank of Greece (Cyprus) account, you must provide the correct SWIFT/BIC code along with your account number and other banking details. Always verify that the sender has accurate information to prevent delays.
Decoding the SWIFT Code Structure
SWIFT codes consist of 8 or 11 characters with the following components:
- Bank Code (4 characters): The bank's unique identifier (e.g., ETHN)
- Country Code (2 characters): The bank's country location (e.g., CY)
- Location Code (2 characters): The bank's city (e.g., 2N)
- Branch Code (3 characters): Optional identifier for specific branches (typically XXX for primary codes)
Frequently Asked Questions
What happens if I provide an incorrect SWIFT code?
An incorrect SWIFT code may result in delayed transfers, returned funds, or failed transactions. Always double-check the code's accuracy.
Where can I find National Bank of Greece (Cyprus) SWIFT codes?
You can obtain this information from your recipient or by contacting the bank directly. Some online SWIFT code lookup tools may also be helpful.
What's the difference between SWIFT codes and IBAN numbers?
SWIFT codes identify banks, while IBAN numbers identify specific bank accounts. International transfers typically require both.
Conclusion
Accurate SWIFT codes are essential for secure and efficient international money transfers. When sending funds to National Bank of Greece (Cyprus), always verify the SWIFT code with the recipient or bank to avoid complications. With the correct banking information, your international transactions will proceed smoothly.