An international money transfer carries hopes and trust across oceans. Yet a single incorrect SWIFT code can send funds astray in the banking system, causing unnecessary delays or even returns. Have you ever worried about using the correct SWIFT code when sending money to Australia's St.George Bank?
This guide provides detailed information about St.George Bank's SWIFT code usage to help ensure your international transfers proceed smoothly.
St.George Bank Primary SWIFT Code: SGBLAU2SXXX
St.George Bank, a division of Westpac Banking Corporation, uses the following primary SWIFT/BIC code:
- Bank Name: ST.GEORGE BANK, A DIVISION OF WESTPAC BANKING CORPORATION
- SWIFT Code: SGBLAU2SXXX
- Bank Address: 275 KENT STREET
- City: SYDNEY
- Country: AUSTRALIA
When to Use the Primary SWIFT Code
You should use St.George Bank's primary SWIFT code SGBLAU2SXXX in these situations:
- Making international transfers to St.George Bank: This is the most common scenario.
- Recipient hasn't provided a specific branch code: If you only have the account information without a branch-specific SWIFT code.
- Centralized payment processing: When St.George Bank processes international payments through its headquarters.
- Need for a widely accepted default code: When no specific branch code is required.
Important SWIFT Code Considerations
While SGBLAU2SXXX serves as the primary SWIFT code, St.George Bank may use different SWIFT/BIC codes for specific services or branches. Always verify these details:
- Confirm with the recipient: The most reliable method is to ask the recipient for their bank's correct SWIFT code, available on bank statements or online banking.
- Contact St.George Bank: If you can't reach the recipient or have doubts about provided information, contact the bank directly for verification.
Preventing Transfer Delays: Ensure Accuracy
When making SWIFT transfers, verify these critical details:
- SWIFT code: Must exactly match the recipient bank's code - even minor errors can cause failures.
- Recipient account number: Account errors frequently cause transfer failures.
- Recipient name: Must precisely match the name on the bank account.
- Additional bank details: Some transfers may require supplementary information like bank address or city.
If you discover errors after sending a transfer, immediately contact your bank. While they may attempt corrections, success depends on the recipient bank's policies.
Receiving International Transfers at St.George Bank
To receive overseas transfers to your St.George Bank account, provide senders with:
- Correct SWIFT/BIC code: Obtain the accurate code from your bank statement or online banking.
- Your account number: Double-check for accuracy.
- Your name: Exactly as it appears on your bank account.
- Bank name and address: Helps sending banks properly identify the recipient bank.
St.George Bank Branch Information
While the primary SWIFT code works for most international transfers, you may find branch-specific information useful. Visit St.George Bank's official website or contact customer service for detailed branch locations and potential branch-specific SWIFT codes.
Conclusion
International money transfers require careful preparation and accurate information. Using the correct St.George Bank SWIFT code and verifying all transfer details ensures your funds reach their destination safely and promptly. This guide aims to clarify SWIFT code usage for St.George Bank transfers, helping facilitate smooth international transactions.