Are you planning to send money to Guaranty Trust Bank in Gambia but unsure which SWIFT code to use for secure and fast transactions? This comprehensive guide provides all the essential information about Guaranty Trust Bank (Gambia)'s SWIFT codes to ensure smooth cross-border transfers.
Primary SWIFT Code: GTBGGMGMXXX – Your Best Choice
The primary SWIFT/BIC code for Guaranty Trust Bank (Gambia) is GTBGGMGMXXX . This unique identifier functions as the bank's international "ID" for money transfers.
- Bank Name: GUARANTY TRUST BANK (GAMBIA) LIMITED
- SWIFT Code: GTBGGMGMXXX
- Bank Address: FAJARA KSMD, 56 KAIRABA AVENUE
- City: BANJUL
- Country: GAMBIA
Important Note: While GTBGGMGMXXX serves as the main SWIFT code, different branches or services might use alternative codes. For absolute certainty, always verify with the recipient or contact Guaranty Trust Bank (Gambia) directly before initiating any transfer.
When to Use GTBGGMGMXXX
You can confidently use GTBGGMGMXXX in these situations:
- For international transfers to Guaranty Trust Bank (Gambia)
- When the recipient hasn't provided a specific branch code
- For payments processed through the bank's central operations
- As a default code when uncertain about branch-specific details
Understanding SWIFT Code Structure
SWIFT codes consist of 8 or 11 characters, each conveying specific information. Here's the breakdown of GTBGGMGMXXX:
- GTBG: Bank code for Guaranty Trust Bank
- GM: Country code for Gambia
- GM: Location code for the bank's specific region
- XXX: Branch identifier (XXX typically denotes headquarters)
Finding Branch-Specific SWIFT Codes
For more precise transfers, you might need branch-specific codes. Consider these methods:
- Request the exact SWIFT code from your recipient
- Contact Guaranty Trust Bank (Gambia) customer service
- Use online SWIFT code directories (verify through official channels)
Essential Considerations for International Transfers
Beyond the SWIFT code, ensure successful transfers by:
- Providing accurate recipient details (name, account number)
- Understanding all applicable transfer fees
- Selecting the most suitable transfer method
- Monitoring exchange rate fluctuations
- Keeping transaction records for reference
Security Measures for Safe Transactions
Protect yourself from potential fraud by:
- Verifying recipient identities thoroughly
- Avoiding suspicious high-return investment offers
- Safeguarding personal banking information
- Using only secure payment channels
- Reporting any fraudulent activity immediately
Understanding Guaranty Trust Bank (Gambia)'s SWIFT code system is crucial for efficient international money transfers. By following these guidelines and exercising due diligence, you can ensure secure and timely transactions.