Imagine sending an important international payment, only to have it delayed due to a minor error in the SWIFT code. For those needing to transfer funds to Banco Azteca in Honduras, knowing the correct SWIFT code is crucial. This article provides a detailed breakdown of Banco Azteca de Honduras S.A.'s SWIFT code, helping you navigate cross-border payments smoothly and avoid unnecessary delays.
Banco Azteca de Honduras S.A.'s SWIFT Code: Your Key to International Transfers
The primary SWIFT/BIC code for Banco Azteca de Honduras S.A. is AZTKHNTEXXX . This is a universal code suitable for most international transactions. However, it's important to note that specific service providers or bank branches may use different SWIFT/BIC codes. To ensure accuracy, always verify the code with the recipient or contact Banco Azteca de Honduras S.A. directly before initiating a transfer.
Decoding AZTKHNTEXXX
- Bank Name: BANCO AZTECA DE HONDURAS, SA
- SWIFT Code: AZTKHNTEXXX
- Bank Address: EDIFICIO AMERICA, FLOOR 2 AVENIDA REPUBLICA DE PANAMA, CALLE BRASIL COLONIA PALMIRA
- City: TEGUCIGALPA
- Country: HONDURAS
When to Use the Primary SWIFT/BIC Code (AZTKHNTEXXX)
The primary SWIFT/BIC code can be used in the following scenarios:
- Sending international transfers to Banco Azteca de Honduras S.A.: This is the most common use case.
- Recipient hasn't provided a branch-specific SWIFT/BIC code: If only the bank name is given, using the primary code is a safe option.
- Payments are processed centrally by the bank's headquarters: Even if the recipient's account is at a specific branch, some banks handle international transfers through their main office.
- You prefer a widely recognized standard code: Primary SWIFT/BIC codes are typically the most universally accepted.
Verification Is Critical
While AZTKHNTEXXX is Banco Azteca de Honduras S.A.'s primary SWIFT code, we strongly recommend taking these steps before initiating a transfer:
- Confirm with the recipient: Request the exact SWIFT/BIC code from the recipient and verify all bank details.
- Contact Banco Azteca de Honduras S.A.: Reach out to the bank's customer service to confirm the correct SWIFT/BIC code, providing the recipient's account information for accuracy.
Avoiding Common Mistakes
When entering the SWIFT code, be vigilant to prevent these frequent errors:
- Spelling mistakes: SWIFT codes consist of 8 or 11 characters - even a single incorrect character can cause the transfer to fail.
- Using outdated codes: Banks occasionally update their SWIFT codes, so always verify you have the current version.
- Confusing SWIFT codes with IBANs: These serve different purposes and should not be interchanged.
Additional Information Required for International Transfers
Beyond the SWIFT code, you'll need to provide these details for international transfers:
- Recipient's full name: Must exactly match the name on the bank account.
- Recipient's account number: Double-check for accuracy.
- Transfer amount and currency: Specify both clearly.
- Purpose of payment: Some banks require this information.
- Your personal details: Including your name and address.
Selecting the Right Transfer Channel
Various options exist for international money transfers, including bank wire transfers and online platforms. Consider these factors when choosing:
- Fees: Compare charges across different services.
- Exchange rates: Look for the most favorable rates.
- Processing time: Some methods are faster than others.
- Security: Only use reputable services.
- Convenience: Choose user-friendly options.
Conclusion
Understanding Banco Azteca de Honduras S.A.'s SWIFT code is fundamental for successful international transfers. By following the guidelines in this article and verifying all details before sending money, you can ensure your funds reach their destination securely and efficiently.