UBS Switzerland Ags SWIFTBIC Code for Global Transfers

Published: 08/13/2025
UBS Bank SWIFT code international remittance
This article provides an in-depth analysis of the SWIFT/BIC code UBSWCHZH10A for UBS SWITZERLAND AG, explaining its components and important considerations for remittances. It also discusses how to optimize the remittance experience through platforms like Xe, aiming to reduce costs and improve efficiency.
UBS Switzerland Ags SWIFTBIC Code for Global Transfers

In international money transfers, the SWIFT/BIC code serves as a critical identifier to ensure funds reach the intended destination bank securely. When sending money to UBS SWITZERLAND AG (Union Bank of Switzerland), knowing its SWIFT/BIC code— UBSWCHZH10A —can help avoid potential transfer issues.

Decoding the SWIFT/BIC Structure

The SWIFT/BIC code consists of 8 to 11 unique characters, each carrying specific information:

  • UBSW : The first four letters identify the bank—UBS SWITZERLAND AG.
  • CH : The next two letters denote the country of registration—Switzerland.
  • ZH : This segment indicates the bank's headquarters city—Zurich.
  • 10A : The final segment specifies the branch code, where "10" refers to a particular business unit, and "A" defines the nature or type of the operation.

Notably, the shortened SWIFT code UBSWCHZH can be used for general transfers, while the full code UBSWCHZH10A ensures precise routing to a specific branch.

About UBS SWITZERLAND AG

UBS SWITZERLAND AG is one of Switzerland's largest financial institutions, headquartered at Place St-François 16, Zurich . As a global leader in banking, UBS offers a wide range of services, including investment banking, asset management, and private banking. Ensuring the correct SWIFT/BIC code is used minimizes delays and enhances transaction security.

Key Considerations for International Transfers

To facilitate smooth transactions, keep these guidelines in mind:

  1. Verify Bank Details : Double-check the recipient bank's name and SWIFT code to prevent transfer failures due to mismatched information.
  2. Confirm Branch Specifics : If using a branch-specific SWIFT code, ensure it matches the recipient's branch to avoid routing errors.
  3. Check Country Codes The SWIFT code must align with the destination country to prevent delays.

Optimizing Transfers with Online Platforms

Online foreign exchange and money transfer platforms often provide competitive exchange rates compared to traditional banks, maximizing the value of international transactions. These services also offer upfront fee transparency, allowing users to review costs before initiating transfers. In many cases, same-day transfers are available, ensuring timely delivery of funds for both personal and business needs.

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