When making international wire transfers, ensuring accurate destination bank information is crucial. For transactions involving UNICREDIT S.P.A., one of Italy's leading financial institutions, the correct SWIFT/BIC code is essential for successful fund transfers.
The official SWIFT code for UNICREDIT S.P.A. is UNCRITMMORO . This 11-character identifier corresponds to the bank's branch located at CORSO PADOVA 140D, VICENZA, VI, 36100 in Italy. The code serves as a critical routing mechanism that ensures funds reach their intended destination promptly and securely.
SWIFT codes, also known as Bank Identifier Codes (BIC), consist of 8 to 11 characters that facilitate international money transfers between financial institutions. In UNICREDIT S.P.A.'s case, the code breaks down as follows: "UNCR" identifies the bank, "IT" represents Italy's country code, "MM" designates the bank's location, and "ORO" specifies the particular branch. It's important to note that when a SWIFT code ends with "XXX," this typically indicates a bank's headquarters.
Before initiating any transfer to UNICREDIT S.P.A., verification of the SWIFT code and associated bank details is strongly advised. Incorrect banking information may result in delayed transactions, returned funds, or misdirected payments. Such errors can cause significant inconvenience and potentially incur additional fees.
To safeguard financial transactions, individuals and businesses should cross-reference banking details with official sources. Most banks, including UNICREDIT S.P.A., publish current SWIFT/BIC codes on their official websites. Direct communication with bank representatives can also provide the most up-to-date transfer requirements and procedures.
Whether processing commercial payments or personal remittances, using the correct SWIFT code UNCRITMMORO for UNICREDIT S.P.A. remains fundamental to ensuring secure and efficient international money transfers.