In today's increasingly globalized world, international money transfers have become an essential part of cross-border business and personal finance. When sending funds to overseas banks, understanding the required SWIFT code is crucial—not only for ensuring the secure arrival of funds but also for facilitating smooth transactions.
UNICREDIT S.P.A.'s SWIFT code, UNCRITMM ORO, serves as the bank's unique identifier within the international financial network. This code not only identifies the bank itself but also specifies the particular branch, guaranteeing accuracy in transfer details. The bank is headquartered in Vicenza, Italy, with its official address at Corso Padova 140D, Vicenza, VI, 36100.
When initiating an international transfer to France—for example, sending $10,000.00—the funds will be routed through the SWIFT network to UNICREDIT S.P.A.'s designated account. By using the correct SWIFT code, the recipient can efficiently verify the origin and path of the transferred funds. Depending on current exchange rates and applicable bank fees, the recipient might receive approximately €8,492.00. Such variations reflect both currency fluctuations and processing charges, with banks typically providing real-time rate and fee disclosures during transaction confirmation.
It's important to note that international transfers through UNICREDIT S.P.A. generally require about three business days for completion. During this period, senders are advised to retain all transaction documentation for future reference or tracking purposes.
Utilizing UNICREDIT S.P.A.'s SWIFT code (UNCRITMM ORO) properly enhances both the speed and accuracy of fund transfers. To prevent potential delays or financial losses, senders should double-check all transfer details, particularly the SWIFT code and recipient account information, before submission.
Ultimately, understanding international transfer procedures and essential banking information significantly improves the efficiency and security of cross-border payments, ensuring funds reach their intended destination without complications.