When sending money across borders, ensuring funds reach their destination securely and without errors is critical. One of the most important steps in this process is confirming the correct SWIFT code for the recipient’s bank. For HSBC UK BANK PLC, the SWIFT code is HBUKGB4B71Z . Whether sending or receiving international payments, this code acts as a vital safeguard for your transaction.
Understanding HSBC UK BANK PLC
HSBC UK BANK PLC is a well-established financial institution headquartered in Sheffield, South Yorkshire, UK. Its address is:
SILVER STREET HEAD, MORTGAGE SERVICE CENTRE, SHEFFIELD, SOUTH YORKSHIRE, S1 2QA.
Before initiating an international transfer, always verify the bank’s name, city, and country to minimize the risk of errors.
Decoding the SWIFT System
A SWIFT code is a unique identifier designed to facilitate secure and precise transactions between banks globally. The code typically consists of 8 to 11 characters, structured as follows:
- Bank code (4 letters): "HBUK" identifies HSBC.
- Country code (2 letters): "GB" signifies the United Kingdom.
- Location/branch code (2-5 characters): "4B71Z" specifies the branch.
For transfers to HSBC UK BANK PLC, always use the full code HBUKGB4B71Z to ensure timely and accurate delivery.
Key Details for International Transfers
When preparing an international payment, you will need to provide:
- The recipient’s full name and address.
- The bank’s SWIFT code and the recipient’s account number.
Double-check all information before submitting the transfer request to avoid delays or misdirected funds. Some payment platforms may require additional details, and fees may vary depending on the service provider.
Best Practices for Secure Transfers
To minimize risks:
- Use trusted banking or payment platforms.
- Confirm the SWIFT code with the recipient or the bank directly.
- Avoid sharing sensitive financial details over unsecured channels.
By adhering to these guidelines, individuals and businesses can execute cross-border transactions with confidence. Accuracy in every detail—especially the SWIFT code—is the cornerstone of a successful international transfer.