HSBC UK Explains SWIFT Codes for International Transfers

Published: 08/14/2025
SWIFT code international remittance HSBC Bank
The SWIFT code for HSBC UK BANK PLC is HBUKGB4B72C. Using this code for cross-border remittances ensures that funds arrive securely at the designated bank. The article provides a detailed explanation of the structure of SWIFT codes and their significance in international financial transactions, offering readers practical guidance on cross-border remittance.
HSBC UK Explains SWIFT Codes for International Transfers

In today's global economy, cross-border payments have become a common method for individuals and businesses to conduct transactions. However, ensuring that funds are transferred securely and accurately to the intended bank can be a challenge. To address this concern, SWIFT codes—also known as BIC codes—were introduced. This article focuses on the SWIFT code for HSBC UK BANK PLC and provides essential information to facilitate international transfers.

HSBC UK BANK PLC's SWIFT Code

The SWIFT code for HSBC UK BANK PLC is HBUKGB4B72C . This alphanumeric identifier, typically consisting of 8 to 11 characters, is used to pinpoint specific financial institutions, ensuring that funds are routed correctly. The bank's service address is: Head Office, Silver Street, Mortgage Service Centre, Sheffield, South Yorkshire, S1 2QA, United Kingdom.

The Role of SWIFT Codes in International Transfers

SWIFT codes serve as a universal "identification card" for cross-border financial transactions. When initiating an international transfer, entering the correct SWIFT code—such as HBUKGB4B72C—ensures that the system automatically identifies the recipient bank, minimizing the risk of delays or misdirected funds.

Breaking Down the SWIFT Code Structure

Understanding the components of a SWIFT code is crucial. The code is structured as follows:

  • The first four letters ( HBUK ) represent the bank's name (HSBC).
  • The next two letters ( GB ) denote the country (United Kingdom).
  • The following two characters ( 4B ) indicate the location or city.
  • The final three characters ( 72C ) specify the branch.

This standardized structure allows banks to process cross-border transactions efficiently.

Ensuring Smooth Cross-Border Transactions

When making international payments, verifying the recipient bank's SWIFT code and associated details helps prevent unnecessary delays and additional fees. Whether sending money to family or processing business payments, using the correct SWIFT code is essential. HSBC UK BANK PLC offers reliable international banking services, ensuring secure and seamless transactions for its customers.

Related Topics