
When conducting international financial transactions, verifying the correct SWIFT/BIC code of the recipient’s bank is critical. For those sending funds to Banco de Crédito e Inversiones (Banco BCI) in Chile, this step is particularly important to ensure seamless transfers.
The primary SWIFT/BIC code for Banco BCI is CREDCLRMXXX . However, in certain cases, specific branches or services may require alternative codes. Confirming the accurate code before initiating a transfer helps avoid delays or misdirected payments.
Key Uses of Banco BCI’s Primary SWIFT/BIC Code
The code CREDCLRMXXX serves as the default identifier for Banco BCI in international transactions. It is typically used in the following scenarios:
- Sending funds from abroad to any Banco BCI account in Chile.
- When the recipient does not provide a branch-specific SWIFT/BIC code.
- Transactions processed through Banco BCI’s central office in Santiago.
- Default routing for wire transfers where no alternative code is specified.
Bank Details Associated With CREDCLRMXXX
Below are the verified details linked to Banco BCI’s primary SWIFT/BIC code:
- Bank Name: Banco de Crédito e Inversiones
- SWIFT/BIC Code: CREDCLRMXXX
- Address: Huerfanos 1134
- City: Santiago
- Country: Chile
Precautions and Recommendations
While CREDCLRMXXX is widely accepted, senders are advised to confirm the exact SWIFT/BIC code with the recipient beforehand. Banco BCI may assign unique codes to certain branches or services, and using the correct one can expedite processing.
Additionally, cross-checking account numbers, recipient names, and other transfer details minimizes errors. Financial institutions often flag discrepancies, which could result in holds or returned funds.
Conclusion
International wire transfers demand precision, particularly concerning bank identifiers like SWIFT/BIC codes. For Banco BCI, CREDCLRMXXX is the standard code, but verifying branch-specific requirements ensures efficiency. Diligence in confirming banking details safeguards against disruptions, enabling smoother cross-border transactions.