In today's globalized financial landscape, international wire transfers have become an integral part of daily life. Whether facilitating cross-border transactions, paying overseas tuition fees, or sending money to family and friends, selecting the right bank and ensuring information accuracy are paramount. Among these critical details, the correctness of SWIFT codes cannot be overstated. What is the SWIFT code for Meezan Bank Limited, and how does it impact your transfer experience?
Understanding Meezan Bank's SWIFT Code
Meezan Bank Limited, a prominent financial institution in Pakistan, operates with the SWIFT code MEZNPKKA GRW . This alphanumeric sequence serves as the bank's unique identifier in international financial transactions, playing a crucial role in ensuring secure and efficient fund transfers. The bank's physical location is at Kashmir Plaza, G.T. Road, Near Ghaala Mandi, Gujranwala, Punjab, 52250, Pakistan.
Decoding the SWIFT Structure
SWIFT codes consist of 8 to 11 characters, with the first eight representing the bank's primary identifier and the optional final three specifying particular branches. In this case:
MEZN
identifies Meezan Bank
PK
represents Pakistan (country code)
KA
indicates the location (city code for Karachi headquarters)
GRW
specifies the Gujranwala branch
The Critical Importance of Accuracy
Providing correct SWIFT information is essential because even minor errors can cause significant delays or misdirected payments. Funds sent with incorrect codes may:
• Remain pending for extended verification periods
• Be routed to unintended accounts
• Require costly recovery procedures
• Disrupt time-sensitive financial obligations
Financial institutions like Meezan Bank with established reputations offer greater transaction reliability, but users must still verify all transfer details, especially when dealing with specific branches rather than the main office.
Additional Considerations for International Transfers
While SWIFT codes facilitate the technical routing of payments, users should also:
1. Confirm any applicable international transfer fees
2. Understand currency conversion rates
3. Be aware of regulatory requirements in both sending and receiving countries
4. Allow sufficient processing time for cross-border transactions
Proper attention to these banking fundamentals, combined with careful SWIFT code verification, creates a more secure and efficient international money transfer experience. As global financial connectivity grows, such technical precision becomes increasingly vital for individuals and businesses alike.