
When making international wire transfers, incorrect banking information can lead to delayed funds or even financial risks. This article examines the structure and importance of MCB Bank Limited's SWIFT/BIC code to ensure accurate transactions.
Decoding MCB Bank's SWIFT/BIC Structure
The SWIFT/BIC code for MCB Bank is "MUCBPKKACYP" , with each segment serving a specific purpose:
- Bank Code (MUCB) : 4-letter identifier for MCB BANK LIMITED
- Country Code (PK) : 2-letter designation for Pakistan
- Location Code (KA) : 2-letter indicator of the bank's headquarters
- Branch Code (CYP) : 3-letter suffix for specific branches (XXX denotes the head office)
Example variations:
- Complete code : MUCBPKKACYP (includes branch)
- Base code : MUCBPKKA (head office)
MCB Bank Branch Information
For the specific branch referenced in this code:
- Branch : MCB BANK LIMITED
- Address : CHOWK YADGAR
- City : PESHAWAR
Essential Verification Checklist
To prevent transfer errors:
- Confirm the exact recipient bank name matches official records
- Verify branch details when using specific SWIFT codes
- Ensure the country code corresponds with the recipient's location
Optimizing International Transfers
When sending funds internationally, accuracy in banking details is paramount. Understanding MCB Bank's SWIFT code structure helps prevent transaction errors and ensures smoother transfers. Financial service providers that offer competitive exchange rates and transparent fee structures can further enhance the efficiency of cross-border payments.