BANKA DD Advises Secure OTP and SWIFT Code Use

Published: 08/20/2025
International Transfer SWIFT Code Fund Security
This article explains how to correctly use the SWIFT/BIC code of OTP BANKA D.D. to ensure the safety and accuracy of international transfers. It covers the definition of SWIFT/BIC, how to confirm bank information, common mistakes to avoid, and raises user awareness of transfer security and practical skills.
BANKA DD Advises Secure OTP and SWIFT Code Use

When making an international money transfer, have you ever felt anxious about whether your funds will reach their intended destination? Security and accuracy are paramount concerns for every user. Understanding how to correctly use a bank’s SWIFT/BIC code is crucial in this process. This article explores the SWIFT/BIC code of OTP BANKA D.D. (OTPVHR2XSPL) and breaks down each detail of the transfer process to ensure your funds arrive safely.

What Is a SWIFT/BIC Code?

A SWIFT/BIC code is a unique identifier required for international fund transfers between banks. This alphanumeric code ensures that funds are accurately routed to the recipient’s bank. Verifying the correctness of the SWIFT code is essential to avoid delays or errors. For example, OTP BANKA D.D. in Croatia uses the code OTPVHR2XSPL for its Split branch.

Key Details for OTP BANKA D.D.

Bank Name: OTP BANKA D.D.

SWIFT/BIC Code: OTPVHR2XSPL

City: Split

Address: Gunduliceva 36, Split, Splitsko-Dalmatinska, 21000

Country: Croatia

How to Verify a SWIFT/BIC Code

Ensuring the accuracy of a SWIFT/BIC code is critical for a smooth cross-border transfer. Before initiating a transaction, verify the following:

  • Bank Name: Confirm that the recipient’s bank name matches the SWIFT code.
  • Branch Name: Some banks have multiple branches with distinct codes. Ensure the code corresponds to the recipient’s specific branch.
  • Country: Verify that the SWIFT code is designated for the correct country.

Common Transfer Mistakes and How to Avoid Them

Errors in international transfers can lead to delays or failed transactions. Below are common pitfalls and how to prevent them:

  • Incorrect SWIFT/BIC Code: Double-check the code before submission.
  • Incomplete or Inaccurate Account Details: Ensure the recipient’s account information is complete and correct.
  • Overreliance on Auto-Fill: Browser auto-fill may introduce errors. Manually review all fields.

Final Reminders

When conducting an international transfer, always verify the SWIFT/BIC code and bank details. Even minor inaccuracies can cause delays or financial losses. By carefully reviewing the information provided by OTP BANKA D.D., you can ensure a secure and seamless transaction process.

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