When initiating an international bank transfer, selecting incorrect banking details can significantly delay the arrival of funds. This common issue impacts transaction efficiency, but it can be easily avoided by using the correct SWIFT/BIC code. For those transferring money to Germany’s prominent retail bank, ING-DIBA AG, knowing its specific SWIFT code— INGDDEFFXXX —is essential for seamless transactions.
Headquartered at Theodor-Heuss-Allee 2, 60486 Frankfurt am Main, Hessen, ING-DIBA AG requires the use of its SWIFT code for cross-border payments. The code, comprising 8 to 11 alphanumeric characters, serves as a unique identifier to ensure funds reach the intended recipient securely. To minimize errors, always verify the bank’s name and branch details before submitting a transfer.
For faster processing, clients are advised to use recipient-provided branch-specific SWIFT codes where applicable. In international transactions, adhering strictly to accurate SWIFT requirements helps prevent delays or misdirected payments.
Regularly confirming and updating SWIFT code information is equally critical. Maintaining up-to-date records enhances transaction security and safeguards the smooth execution of cross-border transfers.
In summary, understanding and correctly applying ING-DIBA AG’s SWIFT code is fundamental to efficient and secure international money transfers, ensuring funds arrive promptly at their destination.