Bank of Africa Morocco SWIFT Codes Quick Guide

When making international remittances, having the correct SWIFT code is crucial. This article provides information about the SWIFT code for the African Bank branch in Morocco, guides users on how to find and use it, and discusses the advantages and considerations of using Xe for remittances.
Bank of Africa Morocco SWIFT Codes Quick Guide

When sending money internationally, having the correct SWIFT code and detailed branch information is crucial to ensure smooth fund transfers. If you've ever struggled to locate branch details for Bank of Africa (BOA) Morocco or faced obstacles during the transfer process, this guide will help you navigate the process with ease.

What Is a SWIFT Code?

A SWIFT code (officially known as the Society for Worldwide Interbank Financial Telecommunication code) is a standardized identifier used for international bank transfers. Each financial institution has a unique SWIFT code, ensuring secure and accurate transactions. Typically, a SWIFT code consists of 8 to 11 alphanumeric characters:

  • The first four letters represent the bank.
  • The next two letters indicate the country.
  • The following two letters denote the city.
  • The last three optional characters specify the branch.

About Bank of Africa Morocco

Founded in 1959, Bank of Africa is one of Morocco's largest financial institutions, offering a wide range of services including personal banking, corporate banking, and investment solutions. With branches across Morocco and internationally, BOA serves both individual and business clients, prioritizing efficiency and customer satisfaction.

How to Find the Correct SWIFT Code and Branch Information

Before initiating an international transfer, follow these steps to gather the necessary details:

  1. Select the Country: Confirm that the destination country is Morocco.
  2. Choose the Bank: Locate "Bank of Africa" in the bank directory and verify its full name matches the SWIFT code.
  3. Specify the City: Identify the exact branch location for greater accuracy.

Below are some key BOA Morocco branches and their corresponding SWIFT codes:

BMCEMAMCBCB - 140 AVENUE HASSAN II, CASABLANCA, CASABLANCA-SETTAT, 20000

BMCEMAMCBTI - 140 AVENUE HASSAN II, CASABLANCA, CASABLANCA-SETTAT, 20000

BMCEMAMCCOR - 140 AVENUE HASSAN II, CASABLANCA, CASABLANCA-SETTAT, 20000

BMCEMAMCMRE - 140 AVENUE HASSAN II, CASABLANCA, CASABLANCA-SETTAT, 20250

BMCEMAMCSDM - 140 AVENUE HASSAN II, CASABLANCA, CASABLANCA-SETTAT, 20000

BMCEMAMCTCM - ZONE FRANCE DE TANGER, TANGER, TANGER-TETOUAN-AL HOCEIMA, 90024

BMCEMAMCTZF - ZONE FRANCE PORT DE TANGER, TANGER, TANGER-TETOUAN-AL HOCEIMA, 90024

BMCEMAMCXXX - 140 AVENUE HASSAN II, CASABLANCA, CASABLANCA-SETTAT, 20000

How to Complete a SWIFT Transfer

Once you have the correct SWIFT code, provide the following details for the transfer:

  • Recipient's Full Name and Address: Ensure accuracy to avoid delays.
  • Recipient's Bank Account Number: Double-check for errors to prevent transfer failures.
  • Transfer Amount: Specify the exact amount and account for currency conversion fees.
  • Additional Reference (Optional): Include a note to help the recipient identify the transaction.

Advantages of SWIFT Transfers

  1. High Security: SWIFT employs robust encryption to safeguard transactions.
  2. Transparency: Both sender and recipient can track the transfer status.
  3. Global Reach: Funds can be sent to over 200 countries.
  4. Convenience: Online banking allows transfers without visiting a branch.
  5. Customer Support: Most banks offer dedicated assistance for SWIFT-related queries.

Key Considerations Before Sending Money

  • Verify the SWIFT code and recipient details with the bank if uncertain.
  • Ensure the recipient's name and account number match exactly.
  • Be aware of potential fees, including intermediary bank charges.
  • Keep transaction records for future reference.

Frequently Asked Questions

1. How long does a SWIFT transfer take?

Transfers typically process within 1–5 business days, depending on the banks involved and the destination.

2. Can I send money internationally via ATM?

Some ATMs support international transfers, but online banking is generally more reliable.

3. What is an intermediary bank?

An intermediary bank facilitates transfers when the sender's and recipient's banks lack a direct connection.

Choosing the Right Transfer Method

Alternatives to SWIFT include digital payment platforms like PayPal and direct bank transfers, each with varying fees and processing times.

Potential Risks in International Transfers

Avoid public Wi-Fi for financial transactions and beware of phishing scams impersonating banks. Always verify requests through official channels.

Conclusion

Accurate SWIFT codes and branch details are essential for successful international transfers to Bank of Africa Morocco. By following this guide, you can ensure a seamless and secure transaction experience.