When initiating international wire transfers, few details are as crucial—yet as frequently overlooked—as the correct SWIFT code. This alphanumeric identifier serves as a financial institution's unique fingerprint, ensuring funds reach their intended destination without unnecessary delays.
Key Information for Seamless Transfers
The SWIFT code for BANK OF BARODA (KENYA) LTD is BARBKENA MER . This specific code facilitates the bank's participation in the global SWIFT network, the predominant system for cross-border financial transactions. The inclusion of "MER" in the code denotes the bank's branch location in Meru, Kenya.
For complete transaction security, senders should verify the bank's physical address: Rock Building, B11/72 Juri Ncheke Street, Meru, Kenya (Postal Code: 60200). Accurate address information complements the SWIFT code in creating a failsafe transfer pathway.
Why SWIFT Codes Matter
International banking relies on standardized identifiers to navigate complex financial networks. The SWIFT system operates as a secure messaging framework where banks exchange payment instructions. Each transaction requires precise routing information—the SWIFT code being the most critical component.
Particularly for substantial transfers, even minor discrepancies in banking details can trigger transaction failures or temporary fund holds. Financial institutions typically implement rigorous verification protocols that reject transfers containing unrecognized SWIFT codes.
Best Practices for International Transfers
Before authorizing any cross-border payment, individuals and businesses should:
1. Confirm the recipient bank's current SWIFT code through official channels
2. Verify the exact legal name of the receiving institution
3. Double-check account numbers and beneficiary details
4. Understand applicable processing times and fees
While digital banking platforms often store historical transaction data, financial institutions occasionally update their SWIFT information. Relying on outdated records remains a common source of transfer complications.
For transactions directed to BANK OF BARODA (KENYA) LTD, using the verified SWIFT code BARBKENA MER with accompanying address details provides the most reliable transfer pathway. This attention to detail becomes particularly valuable when processing time-sensitive payments or large-value transactions where verification procedures are most stringent.