TSB Banks SWIFTBIC Code Key for International Transfers

Published: 08/21/2025
international remittance SWIFT code financial security
Explore the SWIFT/BIC code of TSB BANK PLC to understand the importance of its components and how to ensure security and efficiency in the international remittance process. Confirming the correct bank information and codes is crucial to avoiding transfer issues.
TSB Banks SWIFTBIC Code Key for International Transfers

When sending money internationally, ensuring the security and timely arrival of funds is critical. One of the most important elements in this process is the correct use of SWIFT/BIC codes, which significantly reduce potential risks associated with cross-border transactions.

A SWIFT/BIC code is a unique identifier for banks and their branches worldwide, typically consisting of 8 to 11 alphanumeric characters. Its importance cannot be overstated, as it serves as a precise routing mechanism for international transfers.

Understanding the Structure of SWIFT/BIC Codes

Taking TSB BANK PLC as an example, its SWIFT/BIC code is TSBSGBKBXXX . This code can be broken down into distinct components, each conveying specific information:

  • Bank Code (TSBS): The first four letters identify the bank, in this case, TSB BANK PLC.
  • Country Code (GB): The next two letters indicate the country where the bank is located—here, the United Kingdom.
  • Location Code (KB): This segment specifies the city of the bank's headquarters.
  • Branch Code (XXX): The final three characters designate a specific branch, with "XXX" typically referring to the bank's primary office.

Both the 8-character version ( TSBSGBKB ) and the full 11-character code ( TSBSGBKBXXX ) play a crucial role in ensuring the accuracy and security of transactions.

Key Considerations for Error-Free Transfers

To avoid delays or complications during international transfers, verifying the following details is essential:

  • Bank Name: Confirm that the SWIFT code matches the recipient's bank precisely.
  • Branch Name: If using a branch-specific code, ensure it corresponds exactly to the recipient's branch.
  • Country: Since banks operate globally, double-check that the SWIFT code aligns with the intended destination country.

TSB BANK PLC, headquartered at Henry Duncan House in Edinburgh, Scotland, exemplifies the importance of accurate information in international banking. Proper verification of SWIFT codes and bank details minimizes the risk of errors, ensuring smooth and secure transactions.

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