TSB Bank Simplifies International Transfers with SWIFTBIC Codes

Published: 08/21/2025
International Remittance TSB Bank SWIFT Code
This article provides a detailed analysis of the SWIFT/BIC code for TSB Bank, including its structure and importance in international remittances. It also highlights the advantages and precautions of using XE for remittances, ensuring the safety and efficient transfer of users' funds.
TSB Bank Simplifies International Transfers with SWIFTBIC Codes

In today's global financial landscape, the use of SWIFT/BIC codes has become the standard method for international money transfers. These codes not only provide security for financial transactions but also ensure funds reach the correct bank and account efficiently. This article examines the SWIFT/BIC code for TSB Bank, breaking down its structure and explaining its crucial role in international banking operations.

Decoding TSB Bank's SWIFT/BIC Structure

A SWIFT/BIC code consists of 8 to 11 characters that precisely identify financial institutions and their branches. The code for TSB Bank can be analyzed as follows:

  • Bank Code (TSBS): The first 4 letters represent TSB BANK PLC.
  • Country Code (GB): These 2 letters indicate the United Kingdom as the bank's location.
  • Location Code (KB): The next 2 characters specify the bank's headquarters.
  • Branch Code (XXX): The final 3 characters identify specific branches, with "XXX" typically denoting the main office.

TSB Bank SWIFT/BIC Code Details

Complete SWIFT Code: TSBSGBKBXXX

Basic SWIFT Code (8 characters): TSBSGBKB

Branch Code: XXX

Branch Name: TSB BANK PLC

Address: HENRY DUNCAN HOUSE

City: EDINBURGH

Essential Verification Before International Transfers

When initiating international wire transfers, accurate use of SWIFT codes is critical. Several key points require verification:

  • Bank Name: Confirm the recipient bank name matches exactly with the SWIFT code.
  • Branch Identification: When using a specific branch code, ensure it corresponds with the recipient's branch.
  • Country Verification: Verify the SWIFT code aligns with the destination country, especially for banks with international operations.

Benefits of Using Xe for TSB Bank Transfers

Several advantages emerge when using Xe for transfers to TSB Bank accounts:

  • Competitive Exchange Rates: Xe typically offers more favorable rates compared to traditional banks, potentially increasing transfer value.
  • Transparent Fee Structure: All applicable charges are disclosed before transaction confirmation, enabling informed financial decisions.
  • Expedited Processing: Most transfers complete within the same business day, ensuring timely fund availability.

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