United Banks SWIFT Code UNILPKKA939 Ensures Secure Crossborder Transfers

Published: 08/22/2025
Cross-border remittance United Bank SWIFT code
This article introduces the SWIFT code UNILPKKA939 of United Bank and its significance in international remittances. It emphasizes the necessary steps and precautions to ensure the secure arrival of funds at their destination. By correctly using the SWIFT code, the risk associated with remittances can be effectively reduced.
United Banks SWIFT Code UNILPKKA939 Ensures Secure Crossborder Transfers

In today's globalized financial landscape, cross-border transactions have become increasingly common. One critical element in ensuring the safety and accuracy of international money transfers is the correct use of SWIFT codes. This article explores the SWIFT code for United Bank Limited (UBL) and its significance in facilitating secure transactions.

What Is a SWIFT Code?

A SWIFT (Society for Worldwide Interbank Financial Telecommunication) code, also known as a BIC (Bank Identifier Code), is a unique identification system used in global financial transactions. These codes ensure that funds are routed correctly between banks across international borders.

United Bank Limited's SWIFT Code

The SWIFT/BIC code for United Bank Limited is UNILPKKA939 . Headquartered in Peshawar, Pakistan, at Deans Trade Centre, Khyber Pakhtunkhwa, UBL relies on this code to process international transfers efficiently.

Structure of SWIFT Codes

SWIFT codes typically consist of 8 to 11 characters:

  • The first 4 characters identify the bank (UNIL for United Bank Limited).
  • The next 2 characters represent the country (PK for Pakistan).
  • The following 2 characters indicate the location (KA for Peshawar).
  • The optional last 3 characters specify a particular branch.

Why Accurate SWIFT Codes Matter

Using the correct SWIFT code is crucial for several reasons:

  • Prevents misrouting of funds to incorrect banks or accounts
  • Reduces processing delays caused by mismatched information
  • Minimizes the risk of financial losses due to errors

Best Practices for Secure International Transfers

To ensure smooth and secure cross-border transactions with United Bank Limited:

  • Verify bank details: Double-check the bank name, address, and location.
  • Use official sources: Obtain the SWIFT code directly from UBL's official website or documentation.
  • Seek professional advice: When in doubt, consult with financial experts or contact UBL's customer service.

Understanding and correctly using United Bank Limited's SWIFT code (UNILPKKA939) is essential for anyone conducting international transactions with this financial institution. Proper verification of banking details helps ensure that funds reach their intended destination securely and without unnecessary complications.

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