In the era of cross-border financial services, accessing convenient and efficient banking solutions has become essential for both individuals and businesses. Whether processing personal transfers or corporate remittances, selecting the appropriate bank branch and obtaining accurate SWIFT codes is crucial for successful international transactions.
Understanding SWIFT Codes
SWIFT codes (Society for Worldwide Interbank Financial Telecommunication), also known as Bank Identifier Codes (BIC), serve as unique identifiers for financial institutions during international transfers. These 8-11 character codes contain specific information about the bank, country, and location. Proper use of SWIFT codes ensures secure and timely delivery of funds to intended recipients.
Allied Bank Limited Overview
Established in 1972 and headquartered in Pakistan, Allied Bank Limited ranks among the nation's leading commercial banks. The institution offers comprehensive financial services including personal banking, corporate solutions, and investment banking through its extensive nationwide branch network. Recognized for service excellence, Allied Bank Limited maintains a strong reputation both domestically and internationally.
Branch Locations and Corresponding SWIFT Codes
The following table details selected Allied Bank Limited branches across Pakistan with their respective SWIFT codes:
| Branch Name | SWIFT Code | Address |
|---|---|---|
| Islamabad | ABPAPKKA443 | Floor 1, Jinnah Avenue, Blue Area, Islamabad, Punjab, 44000 |
| Karachi | ABPAPKKA949 | Floor LG, ABL Building, Main Clifton Road, Bath Island, Karachi, Sindh, 75500 |
| Lahore | ABPAPKKA979 | Floor 3/4, Kalma Tower, Tipu Block, Kalma Chowk, New Garden Town, Lahore, Punjab, 54700 |
| Karachi Export Processing Zone | ABPAPKKAEPZ | Karachi Export Processing Zone, Plot No S-4, Sector B - III, Phase - I, Karachi, Sindh, 75150 |
| Lahore | ABPAPKKAIBG | Floor 2, Kalma Tower, Kalma Chowk, New Garden Town, Lahore, Punjab, 74700 |
| Lahore | ABPAPKKARDA | Floor 6, Tipu Block, 3,4 New Garden Town, Lahore, Punjab, 54000 |
| Lahore | ABPAPKKATFW | Floor 6, Kalma Tower, Kalma Chowk, New Garden Town, Lahore, Punjab, 54700 |
| Karachi | ABPAPKKATRY | ABL Building, Main Clifton Road, Bath Island, Clifton, Karachi, Sindh, 75500 |
International Remittance Process Using SWIFT Codes
The standard procedure for international transfers involves these key steps:
- Select a reputable remittance service provider
- Provide required personal identification details
- Enter complete beneficiary information including account details
- Input accurate SWIFT code and branch information
- Verify transfer amount and applicable fees
- Review and submit transaction
- Monitor transfer status using provided reference numbers
Common Transaction Challenges and Mitigation
International remittances may occasionally encounter these issues:
- Transfer delays due to intermediary bank processing
- Transaction failures from incorrect SWIFT code entry
- Higher-than-expected service charges
- Exchange rate fluctuations affecting final amounts
International Payment Considerations
When evaluating international payment services, key factors include transparent fee structures, multi-currency support, processing efficiency, and reliable customer assistance. These elements contribute significantly to successful cross-border financial transactions.