Guide to Using Svenska Handelsbankens SWIFTBIC Code

Published: 08/25/2025
SWIFT code international transfer bank information
This article discusses the importance of the SWIFT code HANDSESSI02 for SVENSKA HANDELSBANKEN AB and provides guidance on its usage and precautions. It aims to help readers conduct international wire transfers more efficiently. By using the correct SWIFT code, funds can be transferred securely and efficiently.
Guide to Using Svenska Handelsbankens SWIFTBIC Code

In the realm of international banking, SWIFT/BIC codes serve as indispensable tools for facilitating cross-border transfers. The accurate use of these codes, such as when conducting transactions with Svenska Handelsbanken AB, not only guarantees the security of funds but also accelerates processing times.

Understanding Svenska Handelsbanken AB's SWIFT Code

The SWIFT code for Svenska Handelsbanken AB is HANDSESSI02 . This unique identifier ensures the automatic and precise routing of funds to and from this prominent Swedish financial institution, headquartered at Kungstradgardsgatan 2, Stockholm, 106 70.

When initiating international wire transfers, employing the correct SWIFT code is paramount to prevent delays or misdirected payments. The code HANDSESSI02 comprises several meaningful components:

  • Bank Code (HAND): Identifies Svenska Handelsbanken AB as the recipient institution.
  • Country Code (SE): Confirms the bank's location in Sweden.
  • Location Code (SS): Specifies the bank's headquarters position.
  • Branch Code (I02): Pinpoints the exact branch for transaction accuracy.

Optimizing International Transfers

To execute a successful wire transfer to Svenska Handelsbanken AB, users must verify all recipient details, including the complete bank address. This attention to detail, combined with proper use of the HANDSESSI02 code, significantly reduces processing time. Additionally, confirming branch-specific information and country codes helps avoid unnecessary fees or transaction hold-ups.

Mastering the application of SWIFT codes empowers individuals and businesses to conduct international financial operations with greater efficiency. These standardized identifiers serve as the foundation for seamless cross-border transactions, ensuring timely delivery of funds.

Ultimately, the HANDSESSI02 code transcends being merely a banking requirement—it represents a vital instrument for navigating global financial systems with confidence. Much like addressing an envelope correctly ensures mail delivery, proper SWIFT/BIC code usage guarantees secure and expedited monetary transfers across international borders.

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