When making international wire transfers, many find themselves puzzled by the required SWIFT codes. For First Abu Dhabi Bank PJSC (FAB), the largest bank in the United Arab Emirates, the essential identifier is NBADAEAAAAM . This alphanumeric code serves as the critical routing information for cross-border transactions.
Headquartered in Abu Dhabi with branches throughout the UAE—including the commercial hub of Al Ain—First Abu Dhabi Bank processes international transfers through this standardized SWIFT/BIC system. The code's structure identifies the bank (NBAD), country (AE for UAE), location (AAA), and branch (M for main office).
For example, when sending $10,000.00 to France, the recipient would receive approximately €8,409.00 (based on current exchange rates). Transfer duration and fees vary depending on the payment method selected, with standard transfers typically completing within 2-5 business days.
Financial institutions emphasize the importance of verifying SWIFT codes before initiating transfers. An incorrect code may delay funds or route them to unintended recipients. Customers should also confirm any intermediary bank requirements, as some transactions pass through correspondent banks before reaching the final destination.
While international wire transfers involve multiple variables—from exchange rates to processing fees—proper use of the SWIFT system remains the foundational step. Banking professionals recommend double-checking all transfer details and consulting with relationship managers for time-sensitive transactions.